The Hilton Honors American Express Card is built for casual travelers who want to collect hotel rewards on daily purchases without taking on an annual fee. It functions as both a brand card for Hilton stays and an everyday card for U.S. dining, supermarket, and gas purchases.
All information about Hilton Honors American Express has been collected independently by MaxRewards. Hilton Honors American Express is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
No-annual-fee hotel rewards
Everyday U.S. spending categories
Entry-level Hilton elite perks
For occasional travelers who prefer Hilton properties but stay too infrequently to justify a recurring annual fee, this card offers solid value. The earn rates on U.S. restaurants, U.S. supermarkets, and U.S. gas stations make it easy to accumulate points during regular routine spending. You also gain complimentary Hilton Honors Silver status, which grants perks like a 20% point bonus on stays and the fifth night free on award redemptions.
Keep in mind that Hilton Honors points are valued lower than flexible bank points, so high multiplier rates do not translate to massive cash-equivalent returns. Frequent guests will likely outgrow the basic benefits quickly, as higher-tier Hilton cards include free night certificates and Gold or Diamond status. Still, for a zero-annual-fee card, it serves as an accessible way to keep a Hilton points balance active and build toward free nights.
This card is a strong choice for budget-conscious spenders who want free Hilton stays without paying an annual fee. Serious brand loyalists will do better with premium options that offer higher elite status and free night awards.
Welcome Offer
after you spend $2,000 on purchases on your new card in your first 6 months of card membership.
Est. Value
$280
Required Spend
$2,000
Time Frame
6 Months
Est. Value
$280
Required Spend
$2,000
Time Frame
6 Months
Earning
Earning centers on Hilton Honors points, with high multipliers on direct hotel spending alongside popular domestic categories like dining, groceries, and gas.
Hilton
Dining
Gas
Grocery
Everywhere
Rewards percent based on a valuation of 0.4¢ per Hilton Honors point
Annual Credits & Perks
Perks focus on complimentary entry-level status, built-in purchase safeguards, and zero foreign transaction fees to support occasional travel.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
Venue CollectionBenefits
Hilton Honors Bonus Points
Benefits
Car Rental Loss & Damage Insurance
Car Rental Loss and Damage Insurance can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.
Extended Warranty
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection
Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.
Premium Car Rental Protection Enrollment Required
Enroll your eligible Card today in Premium Car Rental Protection, and you can enjoy the flexibility of two different car rental insurance plans all while helping you save on rental vehicle protection costs. When enrolled, you can receive primary coverage for Damage to or Theft of a rental vehicle and Accidental Death or Dismemberment coverage every time you rent an eligible vehicle using your Enrolled Card. Terms apply.
Benefits
Complimentary Hilton Honors Silver Status
Enjoy complimentary Hilton Honors Silver status with your Card.
Earn an Upgrade to Hilton Honors Gold Status
You can earn an upgrade to Hilton Honors Gold Status through the end of the next calendar year after you spend $20,000 on eligible purchases on your Card in a calendar year.
Amex Special Ticket Access
Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
19.74% - 28.74%
Variable
Cash Advance APR
28.99%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
300,000 Points
Worth $4,500
After you spend $20,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$895
Rec. Credit
Good
Terms Apply.
200,000 Points
Worth $3,000
After you spend $15,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$375
Rec. Credit
Good
Terms Apply.
175,000 Points
Worth $2,625
After you spend $12,000 on purchases on your new card in your first 6 months of card membership.
Annual Fee
$895
Rec. Credit
Excellent
Terms Apply.
