Built for frequent Hilton guests who want top-tier treatment, the Hilton Honors American Express Aspire Card is a premium hotel card designed to maximize stays and travel credits. Its annual fee delivers luxury perks like automatic Diamond status and free night rewards that can easily outweigh the cost for loyal travelers.
All information about Hilton Honors American Express Aspire has been collected independently by MaxRewards. Hilton Honors American Express Aspire is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Top-tier Hilton status
Annual Hilton resort credits
Annual free night awards
For frequent Hilton guests, the Hilton Aspire Card easily justifies its $550 annual fee. Automatic top-tier Diamond status provides valuable perks on every stay, including executive lounge access, room upgrades, and daily food and beverage credits. When paired with the annual free night reward and up to $400 in resort credits, regular Hilton travelers will find it straightforward to extract far more value from the card than its cost.
However, this card is far less compelling if you rarely stay at Hilton properties or prefer flexible travel rewards. The statement credits require active management across specific calendar quarters and semi-annual windows, and the rewards earned are tied directly to the Hilton Honors program rather than transferable points.
The Hilton Aspire Card offers unmatched luxury value for devoted Hilton guests who can maximize its credits and Diamond status, though casual travelers will struggle to justify the annual fee.
Welcome Offer
after you spend $6,000 on purchases on your new card in your first 6 months of card membership.
Est. Value
$800
Required Spend
$6,000
Time Frame
6 Months
Est. Value
$800
Required Spend
$6,000
Time Frame
6 Months
Earning
You earn Hilton Honors points on every purchase, with exceptionally high rates on direct Hilton spend alongside strong multipliers across common travel and dining categories.
Hilton
Airline
Car Rental
Dining
Everywhere
Rewards percent based on a valuation of 0.4¢ per Hilton Honors point
Annual Credits & Perks
Beyond its earn rates, this card packs a substantial lineup of travel statement credits and status perks that can easily offset its annual fee.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
Venue CollectionBenefits
Car Rental Loss and Damage Insurance
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Trip Delay Insurance
If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, we may be able to help. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Baggage Insurance Plan
Can provide coverage for lost, damaged or stolen Baggage when traveling on a Common Carrier Vehicle (e.g. plane, train, ship or bus) when the Entire Fare has been charged to your Eligible Card. Coverage limits apply. Please read important exclusions and restrictions.
Extended Warranty
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions. Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.
Benefits
Global Dining Access by Resy
Add your Hilton Honors American Express Aspire Card to your Resy profile on the Resy app or website and unlock access to exclusive tables and events.
Complimentary National Car Rental Status
Enjoy complimentary National Car Rental Emerald Club Executive status. Enrollment in the complimentary Emerald Club program is required. Terms apply.
Complimentary Hilton Honors Diamond Status
Enjoy complimentary Hilton Honors Diamond status with your Hilton Honors Aspire Card.
Amex Special Ticket Access
Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.
Benefits
Hilton Honors Annual Free Night Reward
Enjoy an Annual Free Night Reward from Hilton Honors every year upon Card renewal.
Hilton Honors Free Night Rewards
Earn a Free Night Reward from Hilton after you spend $30,000 in purchases on your Card in a calendar year. Plus, you can earn an additional Free Night Reward from Hilton after you spend $60,000 in purchases.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$550
Purchase APR
19.74% - 28.74%
Variable
Cash Advance APR
28.99%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Recognition
250,000 Points
Worth $3,750
After you spend $20,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$895
Rec. Credit
Good
Terms Apply.
175,000 Points
Worth $2,625
After you spend $12,000 on purchases on your new card in your first 6 months of card membership.
Annual Fee
$895
Rec. Credit
Excellent
Terms Apply.
200,000 Skymiles
Worth $2,400
After you spend $20,000 on purchases on your new card in your first 6 months of card membership.
Annual Fee
$650
Rec. Credit
Excellent
Terms Apply.
