The Hilton Honors American Express Business Card is tailored for small business owners who frequently stay at Hilton properties and want solid travel perks paired with simple fee-offsetting credits.
All information about Hilton Honors Business has been collected independently by MaxRewards. Hilton Honors Business is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Hilton hotel stays
Automatic Hilton Gold status
Quarterly Hilton statement credits
For business owners who stay at Hilton even a few times a year, the card easily justifies its $195 annual fee. The standout benefit is up to $240 in annual Hilton statement credits, delivered as up to $60 back each quarter on eligible direct Hilton purchases. Using this credit entirely more than covers the annual cost before accounting for any rewards earned on purchases. Beyond the financial credits, complimentary Hilton Honors Gold status provides high-value perks like daily food and beverage credits and room upgrades when available. The card also offers 5x points on general business spending up to $100,000 per calendar year, though points are tied directly to the Hilton ecosystem. Business owners looking for flexible, transferable travel rewards or simpler cash back may find broader business cards more versatile.
This card is an easy win for Hilton loyalists who can maximize the quarterly statement credits and Gold status perks. Business owners wanting flexible rewards currency across multiple hotel brands should look elsewhere.
Welcome Offer
after you spend $8,000 on purchases on your new card in your first 6 months of card membership.
Est. Value
$600
Required Spend
$8,000
Time Frame
6 Months
Est. Value
$600
Required Spend
$8,000
Time Frame
6 Months
Earning
You earn Hilton Honors points on all eligible card spending, with the highest return reserved for direct hotel bookings and a boosted flat rate on everyday purchases up to an annual limit.
Hilton
All
Up to $100,000 spend per year
Everywhere
Rewards percent based on a valuation of 0.4¢ per Hilton Honors point
Annual Credits & Perks
A generous quarterly hotel credit and built-in elite status lead a strong package of travel conveniences designed to offset the annual fee.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
Earn 5x Hilton Honors Bonus PointsBenefits
Purchase Protection
When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Eligible Card for Covered Purchases, and your Membership can help protect them for up to 90 days from the Covered Purchase date. Coverage Limits Apply. Please read important exclusions and restrictions.
Car Rental Loss and Damage Insurance
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Extended Warranty
With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer’s Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
Baggage Insurance Plan
Can provide coverage for lost, damaged or stolen Baggage when traveling on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare has been charged to your Eligible Card. Coverage limits apply. Please read important exclusions and restrictions.
Premium Car Rental Protection
When you enroll in Premium Car Rental Protection and you use your enrolled Card to pay for rental charges for a Rental Car, you can enjoy primary coverage for Theft of or Damage to a rental vehicle and excess medical coverage if you are injured in an accident. Fees, coverage limits and coverage areas apply. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Refer to your description of coverage for a complete list of excluded vehicles. This product does not include liability coverage.
Benefits
Complimentary Hilton Honors Gold Status
Enjoy complimentary Gold status with your Hilton Honors American Express Business Card.
Upgrade to Hilton Honors Diamond Status
Spend $40,000 in eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year.
Complimentary National Car Rental Status
Enjoy complimentary National Car Rental Emerald Club Executive status. Enrollment in the complimentary Emerald Club program is required. Terms apply.
Amex Special Ticket Access
Card Members have access to purchase Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$195
Purchase APR
19.74% - 28.74%
Variable
Cash Advance APR
28.99%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
300,000 Points
Worth $4,500
After you spend $20,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$895
Rec. Credit
Good
Terms Apply.
200,000 Points
Worth $3,000
After you spend $15,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$375
Rec. Credit
Good
Terms Apply.
175,000 Points
Worth $2,625
After you spend $12,000 on purchases on your new card in your first 6 months of card membership.
Annual Fee
$895
Rec. Credit
Excellent
Terms Apply.
