The Menards BIG card is a specialized store card designed specifically for frequent Menards shoppers looking to earn rewards on home improvement projects. Because it earns 2% back at Menards and nothing on outside purchases, it functions strictly as a store card rather than an everyday credit card.
All information about Menards® BIG has been collected independently by MaxRewards. Menards® BIG is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Menards home improvement purchases
Zero annual fee store cards
For dedicated Menards shoppers, the Menards BIG card offers a simple way to earn 2% back on store purchases without paying an annual fee. However, the card earns zero rewards on spending outside of Menards, which severely limits its overall value. Most buyers will find far more flexibility in a standard flat-rate cash-back card that earns 2% across all purchases, delivering the exact same rate at Menards while rewarding everyday spending everywhere else.
This card makes sense for loyal Menards shoppers wanting direct store rewards, though a flat-rate cash-back card offers broader earnings everywhere else.
Earning
Earning is tied directly to Menards purchases, making the rewards simple to understand but strictly limited in scope.
Menards
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn $2,000 Cash Back
Once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year
Annual Fee
$150
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
