Estimate this card's 2-year value based on your spending. Annual fees are included.
Based on your current assumptions.
Enter your expected yearly spend by category.
Gas
Jul 1 – Sep 30 · Up to $1,500 in spend
Amazon
Oct 1 – Dec 31 · Up to $1,500 in spend
Everywhere
Your assumptions
Enter your expected yearly spend by category.
Gas
Jul 1 – Sep 30 · Up to $1,500 in spend
Amazon
Oct 1 – Dec 31 · Up to $1,500 in spend
Everywhere
How the math works
We add the value this card could provide over two years, then subtract what it costs to keep.
Two years gives you a steadier view of the card’s ongoing value and cost than a single year. This is especially useful for cards with welcome offers or annual fees.
Based on the choices above
Counted in both years
Annual fees
First-year fee + ongoing annual fee
Estimated 2-year value
A planning estimate, not a guarantee.
We apply the card’s reward rate to the yearly spending you entered for each category. Spending above a category cap earns the card’s base rate, and the yearly rewards total is counted twice.
We subtract the card’s first-year fee and its ongoing annual fee. If the first-year fee is waived, the first year counts as $0.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.