NHL® Discover it®

This card is worth considering if you want a $0 annual fee card and care more about the NHL branding than chasing higher rewards rates. The value here is its simplicity: you earn cash back on every purchase without having to track categories or spending caps.

For most readers, the main tradeoff is straightforward. A flat 1% return is easy to use, but it is below what many other no-annual-fee cash-back cards offer. If you want a card that reflects your fandom and you prefer Discover, that may be enough reason to pick it. If your priority is earning as much cash back as possible on everyday spending, you will likely find stronger options elsewhere.