$100
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 4%Gas
- 3%Dining
- 2%Grocery
Annual Fee
$0
Rec. Credit
Excellent
PNC
PNC Premier Traveler®
The PNC Premier Traveler is built for someone who wants simple travel rewards without tracking categories. It works more like an everyday spending card than a specialized travel card, with a flat 2x miles on purchases and a modest annual fee.
Welcome Offer
30,000 Miles
Annual Fee
$85
Rec. Credit Score
Excellent
Good For
Simple travel spenders
All information about PNC Premier Traveler® has been collected independently by MaxRewards. PNC Premier Traveler® is no longer available through MaxRewards.
Is the PNC Premier Traveler® worth it?
This card is great for...
Flat-rate everyday purchases
Low-maintenance travel rewards
One-card wallet setup
This card makes the most sense for PNC customers or straightforward spenders who want a travel card that earns the same rate everywhere. If you value simplicity more than bonus categories, the flat 2x miles structure is easy to use and easy to predict.
The harder part is the $85 annual fee. With points valued at about 1 cent each and no listed statement credits, lounge access, hotel status, or other notable perks to help offset that cost, the value proposition depends heavily on how much you spend. Many readers will find better value in a no-annual-fee 2% cash-back card, or in a travel card with stronger benefits if they are willing to pay a fee. This card fits best if you specifically want uncomplicated travel rewards and are comfortable paying for that simplicity.
MaxRewards Verdict
A straightforward fit for cardholders who want flat-rate travel rewards and do not want to manage categories. The main limitation is simple: the annual fee is hard to justify when the card does not bring much beyond its 2x earning rate.
Welcome Offer
30,000 Miles after you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$300
Required Spend
$3,000
Time Frame
3 Months
Est. Value
$300
Required Spend
$3,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
Rewards percent based on a valuation of 1¢ per PNC Premier Traveler mile
The rewards setup here is easy to understand. You earn 2x miles on all purchases, so the key question is not where to use the card, but whether that flat rate and travel-focused rewards are worth paying an annual fee for.
CategoryEst. yearly spendRateRewards
Everywhere
Est. yearly spend
Rate2%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$85
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from PNC
50,000 Points
Worth $100
After you spend $750 on purchases on your new card in your first 3 months of card membership.
- 0.8%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
- 1.25%Everywhere
Annual Fee
$0
Rec. Credit
Rebuilding