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  1. Credit Cards
  2. Prime Business World Elite Mastercard®
US Bank

Prime Business World Elite Mastercard®

The Prime Business World Elite Mastercard is tailored for small business owners who rely heavily on Amazon for inventory, equipment, and routine operational costs. Offering a top-tier return on Amazon purchases alongside selectable bonus categories, it functions as a flexible financial tool with no annual fee overhead.

Annual Fee
$0
Rec. Credit Score
Good
Good For
Amazon-focused businesses
How to ApplyEstimate your value
Prime Business World Elite Mastercard®

All information about Prime Business World Elite Mastercard® has been collected independently by MaxRewards. Prime Business World Elite Mastercard® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Prime Business World Elite Mastercard® worth it?

This card is great for...

Heavy Amazon business spending

Customized business reward categories

Zero annual fee overhead

For companies that route a significant portion of their purchasing through Amazon, this card offers exceptionally strong value. Earning 5% back on up to $150,000 in annual Amazon spending creates substantial savings for growing operations. The ability to select three 2% choice categories gives business owners control over where they earn extra points, while the 5% travel rate through U.S. Bank adds additional depth for business trips. The main tradeoff lies in the redemption structure and the absence of a welcome offer. Rewards are built around the Amazon ecosystem, meaning the value flows directly back into future Amazon purchases. Businesses that prefer direct cash back sent to a checking account or transferable airline miles might find a standard business card a better fit, but for frequent Amazon buyers, the return is hard to beat.

MaxRewards

MaxRewards Verdict

An exceptional, fee-free choice for companies with heavy Amazon expenses, provided they are happy redeeming rewards directly on future Amazon purchases.

Earning

Rewards

Points accumulate as Amazon rewards, pairing an impressive elevated rate on Amazon purchases with customizable categories for key operational expenses.

CategoryRate

Air Travel (US Bank)

5%

Amazon

Up to $150,000 spend per year

5%

Car Rental (US Bank)

5%

Hotel (US Bank)

5%

Choice

Up to $150,000 spend per year

2%

Choice

Up to $150,000 spend per year

2%

Choice

Up to $150,000 spend per year

2%

Everywhere

1%

Rewards percent based on a valuation of 1¢ per Amazon point

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

17.74% - 29.74%

Variable

Transfer APR

17.74% - 29.74%

Variable

Cash Advance APR

29.99%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$5

Late Payment

$40

Return Payment

$40

Table of Contents

Prime Business World Elite Mastercard®

Prime Business World Elite Mastercard®

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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