100,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1.2%Everywhere
Annual Fee
$499
Rec. Credit
Excellent
Barclays
Princess® Rewards Visa®
This card is built for Princess Cruises loyalists who want a simple way to earn onboard value without paying an annual fee. It works best as a specialist card for cruise spending and for cardholders who expect to redeem points within the Princess ecosystem, not as a go-to rewards card for everyday purchases.
Welcome Offer
10,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Princess cruise loyalists
All information about Princess® Rewards Visa® has been collected independently by MaxRewards. Princess® Rewards Visa® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Princess® Rewards Visa® worth it?
This card is great for...
Princess cruise bookings
Onboard spending
No foreign transaction fees
The Princess Rewards Visa is worth considering if you sail with Princess often enough that earning 2x points on Princess purchases will actually turn into real savings on future trips. With no annual fee and no foreign transaction fees, it is easy to keep in your wallet for cruise deposits, onboard charges, and international travel tied to your vacation.
For most readers, though, this is not a strong everyday rewards card. Outside Princess purchases, it earns just 1x point on everything else, which limits its value compared with more flexible cash back or travel cards. If Princess is your preferred cruise line, this card makes sense as a niche companion card. If not, its rewards are too narrow to justify being your main card.
MaxRewards Verdict
A reasonable no-annual-fee pick for frequent Princess cruisers who want line-specific rewards and no foreign transaction fees. Its appeal drops quickly if you want stronger everyday earnings or more flexible redemptions.
Welcome Offer
10,000 Points
after you spend $500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Earning
Rewards
This card keeps rewards straightforward: higher earnings on Princess purchases and a flat 1x point everywhere else. The key question is whether you will redeem often enough with Princess to make those points more useful than general cash back.
CategoryRate
Princess
2%
Everywhere
1%
Rewards percent based on a valuation of 1¢ per Princess point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
20.24% - 29.99%
Variable
Transfer APR
20.24% - 29.99%
Variable
Cash Advance APR
29.99%
Variable
Foreign Transaction Fee
None
Late Payment
$40
Return Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Barclays
See all 50 cards
100,000 Points
Worth $1,000
After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
- 7%GM
- 3%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
80,000 Miles
Worth $800
After you spend $2,500 on purchases on your new card in your first 3 months of card membership.
- 3%Hawaiian Air
- 2%Dining
- 2%Gas
Annual Fee
$99
Rec. Credit
Excellent