30,000 Points
Worth $300
After you spend $2,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$125
Rec. Credit
Excellent
Regions
Regions Prestige Visa® Signature
This card is built for someone who wants no annual fee and spends regularly on dining, entertainment, gas, and groceries. It works best as a simple everyday rewards card for households whose budget lines up with those categories, rather than as a premium travel or perks card.
Welcome Offer
10,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Everyday category spending
All information about Regions Prestige Visa® Signature has been collected independently by MaxRewards. Regions Prestige Visa® Signature is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Regions Prestige Visa® Signature worth it?
This card is great for...
Dining and going out
Gas and groceries
No annual fee rewards
Yes, for the right spender. The Regions Prestige Visa Signature makes the most sense if a good share of your monthly budget goes to restaurants, entertainment, gas, and groceries, and you want straightforward rewards without paying an annual fee. Since Regions points are valued at 1 cent each, the card is easy to read as a cash-back equivalent: 3% in its top categories, 2% in a couple of everyday essentials, and 1% everywhere else.
The tradeoff is that this is a rewards card first and not much more than that. If you want rich travel protections, lounge access, annual credits, or stronger earnings on broad everyday spending, this card will feel limited. For a cardholder who values simplicity and spends heavily in its bonus categories, though, it is a solid no-fee option.
MaxRewards Verdict
A good fit for cardholders who spend often on dining, entertainment, gas, and groceries and want uncomplicated rewards with no annual fee. Its main limitation is that the value comes almost entirely from the earning categories, not from added perks or protections.
Welcome Offer
10,000 Points
after you spend $500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Earning
Rewards
Regions points are easy to think about here because they are worth about 1 cent each. The key question is whether your regular spending matches the card's 3x and 2x categories often enough to make it one of your main everyday cards.
CategoryRate
Dining
3%
Entertainment
3%
Gas
2%
Grocery
2%
Everywhere
1%
Rewards percent based on a valuation of 1¢ per Regions point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Regions
See all 7 cards
30,000 Points
Worth $300
After you spend $2,000 on purchases on your new card in your first 3 months of card membership.
- 2.5%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
10,000 Points
Worth $100
After you spend $500 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Excellent