30,000 Points
Worth $300
After you spend $2,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$125
Rec. Credit
Excellent
Regions
Regions Wealth Visa® Signature
This card is built for someone who wants simple, strong cash-value rewards without juggling bonus categories or paying an annual fee. It works best as an everyday spending card, especially for cardholders who prefer a flat return on everything they buy.
Welcome Offer
30,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Flat-rate everyday spending
All information about Regions Wealth Visa® Signature has been collected independently by MaxRewards. Regions Wealth Visa® Signature is no longer available through MaxRewards.
Is the Regions Wealth Visa® Signature worth it?
This card is great for...
General daily purchases
One-card wallet setups
No-fee rewards earning
Yes, for the right cardholder this is an easy card to like. A flat 2.5% back in points on every purchase is a strong return for a $0 annual fee card, and the rewards are straightforward to understand because you do not need to track spending categories or change cards from one purchase to the next. If most of your spending falls outside common bonus areas like travel or dining, this kind of structure can be more useful than a more complicated rewards card.
The tradeoff is that there are no listed benefits to help the card stand out beyond its earning rate. If you want travel protections, statement credits, lounge access, or premium perks, this card does not appear to be built for that. It makes the most sense for someone who values simplicity and a consistently high return on everyday purchases over extras.
MaxRewards Verdict
The Regions Wealth Visa Signature is a strong fit for anyone who wants one no-annual-fee card for everyday spending and uncomplicated rewards. Its main limitation is simple: outside of the flat earning rate, there is not much else here in the way of perks.
Welcome Offer
30,000 Points after you spend $2,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$300
Required Spend
$2,000
Time Frame
3 Months
Est. Value
$300
Required Spend
$2,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
Rewards percent based on a valuation of 1¢ per Regions point
This card keeps rewards simple. You earn Regions points at a flat rate on every purchase, so the key question is not where you spend, but whether you want one consistent return across all of your spending.
CategoryEst. yearly spendRateRewards
Everywhere
Est. yearly spend
Rate2.5%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Regions
10,000 Points
Worth $100
After you spend $500 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
10,000 Points
Worth $100
After you spend $500 on purchases on your new card in your first 3 months of card membership.
- 3%Dining
- 3%Entertainment
- 2%Gas
Annual Fee
$0
Rec. Credit
Excellent