Savor Rewards for Students is built for students who want a simple cash back card with no annual fee and a low barrier to getting value right away. It works best as an everyday spending card for someone who wants straightforward rewards and a few useful protections, not a complicated long-term travel strategy.
All information about Savor Rewards for Students has been collected independently by MaxRewards. Savor Rewards for Students is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Everyday student purchases
Small spending for a welcome bonus
No annual fee credit building
Yes, for the right student. If you want a starter card that earns cash back, charges no annual fee, and offers a modest but easy welcome bonus, this card does the job well. The spending requirement for the bonus is light enough for many students to meet through normal purchases, and the simple 1% back structure means you do not have to manage categories.
The tradeoff is that this is not a high-earning card once you look past the bonus. Students with larger dining, grocery, or travel budgets may outgrow it and want a card with stronger bonus categories later on. It makes the most sense for someone focused on keeping things simple, building credit, and earning a little back on routine spending without paying a fee.
This is a solid student starter card for straightforward cash back and credit building. Its main limitation is simple: beyond the welcome bonus, the rewards rate is basic, so heavier spenders may want more earning power over time.
Welcome Offer
after you spend $100 on purchases on your new card in your first 3 months of card membership.
Est. Value
$50
Required Spend
$100
Time Frame
3 Months
Est. Value
$50
Required Spend
$100
Time Frame
3 Months
Earning
The rewards setup here is easy to follow. You earn cash back on purchases, with a flat 1% back on everyday spending, so this card is more about simplicity than maximizing categories.
Everywhere
Benefits
Extended Warranty
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
50% off Handcrafted Beverages
Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.
Get Hertz Five Star® Status
Get a free status upgrade, skip the counter at select locations and choose from a wider selection of rental cars. Eligible cardholders must enroll in the Hertz® Gold+™ status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card's Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Savor Student and Savor Student cardholders will be able to enroll directly in or request an upgrade to Hertz President's Circle® status and Savor Student, Savor Student, Savor Student, Savor Student, Savor Student, Savor Student, Spark Miles, Spark Miles Select, Savor Student and Savor Student cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star® status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold+ enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Terms and Rental Qualifications and Requirements apply.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
18.49% - 28.49%
Variable
Transfer APR
18.49% - 28.49%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
None
Cash Advance
$5
Late Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Recognition
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn $2,000 Cash Back
Once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year
Annual Fee
$150
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
