Schwab Platinum

You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.¹ ¹Coverage is provided by New Hampshire Insurance Company, an AIG Company.

Car Rental Loss and Damage Insurance can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.

With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card. Purchases must be made in the U.S. or its territories.

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.

Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions. Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.

With the American Express Global Lounge Collection, eligible Card Members get access to 1,550+ airport lounges in over 500 airports around the world. Enrollment required in Priority Pass.

Get more out of your next trip when you book Fine Hotels + Resorts through American Express Travel. With each booking, enjoy an exclusive suite of benefits including guaranteed 4pm check-out and more.

The Hotel Collection is made up of over 1,400 high-quality, upscale hotels, handpicked for you in our favorite destinations. The Hotel Collection benefits and offers can only be received when booking through American Express Travel.

Add your Platinum Card from American Express Exclusively for Charles Schwab to your Resy profile on the Resy app or website and unlock access to exclusive tables and events.

Receive Complimentary Guest Access for up to two guests per visit to The Centurion Lounge locations in the U.S. and select international locations after spending $75,000 in eligible purchases in a calendar year.

Get one (1) extra Membership Rewards point with Platinum Destinations Vacations and enjoy exclusive offers when you book through Amex Travel by calling the number on the back of your Card.

With Platinum Nights by Resy, you can get special access to reservations on select nights in select cities at participating in-demand Resy restaurants with your Platinum Card.

Enjoy savings¹ on select tickets with over 30 participating airlines on designated flights with Platinum Member Airfares booked through Amex Travel². ¹Platinum Card and Centurion Members receive reduced fares compared to fares available for other American Express Card Members through Amex Travel. ²Ticket cabin classes may vary for domestic and international flights.