40,000 Miles
Worth $400
After you spend $2,000 on purchases on your new card in your first 3 months of card membership.
- 2%American Air
- 1.5%Dining
- 1%Everywhere
Annual Fee
$95
Rec. Credit
Excellent
Synchrony
Synchrony Premier World Mastercard®
The Synchrony Premier World Mastercard® is built for cardholders who want uncomplicated cash back on every purchase, without tracking categories or paying an annual fee. It works best as an everyday spending card for someone who values simplicity over travel perks or bonus-category strategy.
Annual Fee
$0
Rec. Credit Score
Good
Good For
Flat-rate cash back
All information about Synchrony Premier World Mastercard® has been collected independently by MaxRewards. Synchrony Premier World Mastercard® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Synchrony Premier World Mastercard® worth it?
This card is great for...
Everyday purchases
One-card simplicity
No-fee cash back
Yes, if your goal is straightforward cash back with as little maintenance as possible. Earning 2% back everywhere with a $0 annual fee is easy to understand and easy to use, which makes this card a solid fit for general spending, especially if you do not want to juggle rotating categories or paired cards.
The tradeoff is that there is not much beyond the earn rate. There is no welcome bonus listed, and no meaningful perks or travel benefits to help it stand out. If you want premium protections, statement credits, or outsized rewards in specific categories, this card will likely feel limited. For a simple no-fee card you can use almost anywhere, though, the value proposition is clear.
MaxRewards Verdict
This card makes sense for someone who wants a no-fee 2% cash-back card and does not care about extras. Its main strength is simplicity, and its main limitation is that simplicity is almost the whole story.
Earning
Rewards
The rewards setup here is as simple as it gets: 2% cash back on purchases across the board. That makes this card easy to use for everyday spending, especially if you prefer one steady rate instead of category tracking.
CategoryRate
Everywhere
2%
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Synchrony
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8,000 Points
Worth $80
After you spend $1 on purchases on your new card in your first 1 months of card membership.
- 5%Amazon
Annual Fee
$0
Rec. Credit
Good
$25
After you spend $1 on purchases on your new card in your first 1 months of card membership.
- 3%Dining
- 3%Entertainment
- 3%Marvel
Annual Fee
$0
Rec. Credit
Good