$750
After you spend $6,000 on purchases on your new card in your first 6 months of card membership.
- 3%AT&T
- 3%Dining
- 3%EV Charging
Annual Fee
$0
Rec. Credit
Good
Terms apply.
See rates & fees.This card is built for someone rebuilding credit who still wants rewards that line up with everyday spending, especially dining. It works best as a starter card for regular purchases you can pay off in full, not as a travel card or a long-term premium keeper.

All information about U.S. Bank Altitude® Go Secured has been collected independently by MaxRewards. U.S. Bank Altitude® Go Secured is no longer available through MaxRewards.
Restaurant spending
Gas and grocery purchases
Building credit with a deposit
Yes, if you need a secured card and want stronger rewards than most cards in this category. The standout is 4x points on dining, plus 2x on gas, groceries, streaming, and EV charging, which gives this card real day-to-day value while you work on your credit profile. With no annual fee, you do not have to overcome an ongoing cost just to keep the account open.
The tradeoff is that this is still a secured card with limited perks, no welcome bonus, and a 3% foreign transaction fee. The APR is high, so the rewards only matter if you pay your balance in full and use the card as a credit-building tool. If that is your plan, this is one of the more practical secured cards for everyday spending. If you want travel perks, financing flexibility, or a card to use abroad, look elsewhere.

A strong fit for someone rebuilding credit who spends regularly on dining and other common household categories. Its main limitation is simple: beyond rewards, it offers very little in the way of extra card benefits.
Rewards percent based on a valuation of 1¢ per Altitude point
The rewards setup is straightforward and unusually useful for a secured card. Most of the value comes from dining, with a solid group of everyday 2x categories that can cover a lot of normal monthly spending.
Dining
EV Charging
Gas
Grocery
Streaming
Everywhere
Est. Annual Rewards
Poor credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Annual Fee
$0
Purchase APR
28.49%
Variable
Transfer APR
28.49%
Variable
Cash Advance APR
30.49%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
$750
After you spend $6,000 on purchases on your new card in your first 6 months of card membership.
Annual Fee
$0
Rec. Credit
Good
Terms apply.
See rates & fees.60,000 Miles
Worth $600
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$450
Rec. Credit
Excellent
60,000 Points
Worth $600
After you spend $6,000 on purchases on your new card in your first 4 months of card membership.
Annual Fee
$95
Rec. Credit
Good
Terms apply.
See rates & fees.