U.S. Bank Altitude® Go Secured

Built for someone rebuilding credit who still wants decent everyday rewards, the U.S. Bank Altitude Go Secured is strongest as a starter spending card for dining and common household purchases. It is not a perks card, but for a no-annual-fee secured card, its rewards are unusually usable if you plan to pay in full each month.

Annual Fee

Rec. Credit Score

Rebuilding

Good For

Rebuilding credit

How to Apply Estimate your value

All information about U.S. Bank Altitude® Go Secured has been collected independently by MaxRewards. U.S. Bank Altitude® Go Secured is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the U.S. Bank Altitude® Go Secured worth it?

This card is great for...

Restaurant spending

Gas and grocery purchases

Secured card graduation path

Yes, if your main goal is rebuilding credit without giving up solid rewards on everyday spending. The standout feature here is 4x points on dining, plus 2x points on groceries, gas, streaming, and EV charging, which is stronger than many secured cards that either earn very little or keep rewards simple but flat.

This card is a weaker fit if you want premium protections, travel perks, or a big incentive to apply, because it does not offer those extras. It also works best for cardholders who can avoid interest entirely, since the APR is high. Used responsibly, this is a practical secured card that can pull double duty as both a credit-building tool and a decent everyday spender.

MaxRewards Verdict

The Altitude Go Secured makes the most sense for someone rebuilding credit who spends regularly on dining, gas, groceries, and streaming. Its main limitation is that the value comes almost entirely from rewards, not from benefits or long-term premium features.

Earning

Rewards

This card earns U.S. Bank Altitude points, and at 1 cent per point the rewards are easy to read as cash-back-like value. The key is simple: it pays the most on dining, with a useful second tier for several everyday categories.

CategoryRate

Dining

EV Charging

Gas

Grocery

Streaming

Everywhere

Rewards percent based on a valuation of 1¢ per Altitude point

Eligibility

Recommended Minimum Credit

Min: Poor

Poor

Fair

Good

Excellent

Poor credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing