U.S. Bank Business Leverage®

For business owners with changing operational expenses, the U.S. Bank Business Leverage Card takes away the guesswork. Each month, the card automatically awards 2x points on your top two highest spending categories, spanning options like office supplies, digital advertising, commercial equipment, and freight. Because points are worth 1 cent each, redeeming rewards for cash back or statement credits is simple and predictable. The primary tradeoff is the $95 annual fee. Because base spending outside your top two categories earns just 1x points, businesses with uniform expenses across many categories might earn more with a flat 2% cash-back card that carries no annual fee. This card delivers its best value to companies spending heavily in two key operational areas each month.