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  1. Credit Cards
  2. Capital One Venture Rewards Credit Card
Capital One

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is built for everyday spenders who want straightforward, double-mile rewards on all purchases alongside simple travel protections. It excels as a hassle-free travel card for anyone who prefers flat-rate earning over managing complex bonus categories.

Welcome Offer
Earn 75,000 Miles
Annual Fee
$95
Rec. Credit Score
Good
Good For
Everyday flat-rate travel rewards
How to ApplyEstimate your value
Capital One Venture Rewards Credit Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Capital One Venture Rewards Credit Card worth it?

This card is great for...

Flat-rate everyday spending

Global Entry or TSA PreCheck credits

Capital One Travel portal bookings

For travelers who want solid rewards without needing to keep track of spending categories, the Capital One Venture Rewards Credit Card easily justifies its $95 annual fee. Earning an unlimited 2x miles on every purchase makes it exceptionally easy to accumulate rewards on daily expenses, while the 5x earning rate on hotels and rental cars booked through Capital One Travel boosts your balance even faster.

The card becomes an even better deal if you use the Global Entry or TSA PreCheck fee credit, which covers up to $120 every four years. However, if you rarely travel or prefer redeemable cash back without dealing with travel portals or transfer partners, a fee-free flat-rate card might be a better fit.

MaxRewards

MaxRewards Verdict

The Venture Rewards card is an ideal choice for spenders wanting a simple, fixed-rate travel card, though occasional travelers who prefer cash back may find better value in a no-annual-fee alternative.

Welcome Offer

Earn 75,000 Miles

once you spend $4,000 on purchases within 3 months from account opening

Est. Value

$1,087.50

Required Spend

$4,000

Time Frame

3 Months

Est. Value

$1,087.50

Required Spend

$4,000

Time Frame

3 Months

Earning

Rewards

Capital One Miles are flexible travel rewards that can be redeemed for travel statement credits or transferred to partner airlines and hotels. You earn a strong base rate on every dollar spent, with boosted returns when booking through the Capital One portal.

CategoryRate

Hotels (Capital One Travel), Vacation Rentals (Capital One Travel), Rental Cars (Capital One Travel)

7.3%

Every Purchase

2.9%

Rewards percent based on a valuation of 1.45¢ per Capital One mile

Annual Credits & Perks

Benefits

Beyond point earnings, the card includes several built-in perks designed to improve your travel experience and easily offset the $95 annual fee.

BenefitAnnual value
$72
$30

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Capital One Venture Rewards Credit CardGlobal Entry/TSA PreCheck®
Autotracked
$0 of $120Every 48 months

Benefits

More Benefits

Premium stays

Receive a $50 experience credit to use at any of our Lifestyle Collection hotels or vacation rentals. Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact the hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences. In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking. Vacation Rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability; contact the host provider directly to confirm qualifying experiences. For certain properties, the experience credit will be provided in the form of a gift card. Advance reservations recommended for certain experiences. In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking. Both Hotel and Vacation Rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder's name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.


Get Hertz® Five Star status

Get free status upgrades, skip the line and choose from a wider selection of rental cars. Eligible cardholders must enroll in the Hertz® Gold+™ Rewards status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. This offer is subject to change. Hertz Gold Terms and Rental Qualifications and Requirements apply. Click here for more benefit and eligibility information


Price drop protection

We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.


Price match guarantee

If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$95

Purchase APR

19.49% - 28.49%

Variable

Transfer APR

19.49% - 28.49%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

None

Cash Advance

$5

Late Payment

$40

Table of Contents

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

How to Apply

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Recognition

Featured in

  • #4Best Travel Credit CardsView list
  • #6Best Welcome Offer Credit CardsView list

Other cards from Capital One

See all 36 cards
Capital One Spark Cash PlusCapital One Spark Cash Plus

Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit

Once you spend $30,000 in the first 3 months

  • 14.5%5%Hotels (Capital One Business Travel), Rental Cars (Capital One Business Travel)
  • 14.5%2%Every Purchase

Annual Fee

$150

Rec. Credit

Excellent

View card details
Capital One Venture X BusinessCapital One Venture X Business

Earn 150,000 Miles

Worth $2,175

Once you spend $30,000 in the first 3 months from account opening

  • 14.5%14.5%Hotels (Capital One Business Travel), Rental Cars (Capital One Business Travel)
  • 14.5%7.25%Flights (Capital One Business Travel), Vacation Rentals (Capital One Business Travel)
  • 14.5%2.9%Every Purchase

Annual Fee

$395

Rec. Credit

Excellent

View card details
Capital One Venture BusinessCapital One Venture Business

Earn 100,000 Miles

Worth $1,450

Once you spend $10,000 on purchases within the first 3 months from account opening

  • 14.5%7.25%Hotels (Capital One Business Travel), Vacation Rentals (Capital One Business Travel), Rental Cars (Capital One Business Travel)
  • 14.5%2.9%All Purchases (Everywhere)

Annual Fee

$95

Rec. Credit

Excellent

View card details