The Capital One VentureOne Business card is built for small business owners seeking a simple, no-annual-fee travel card with flat-rate earnings. It functions best as an accessible entry point to earning transferable miles on everyday business expenses.
All information about VentureOne Business has been collected independently by MaxRewards. VentureOne Business is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Flat-rate business purchases
Portal hotel and rental bookings
Fee-free international business travel
For business owners who want simple travel rewards without an annual fee, the VentureOne Business card offers clear, hassle-free value. Earning 1.5 miles per dollar on every purchase eliminates the need to track rotating categories, and elevated portal rates provide extra return on business travel. Since there is no annual fee, holding the card carries virtually no downside.
However, companies with higher annual budgets or frequent travel needs may prefer cards with stronger flat earnings or premium perks. Cards like the Venture X Business offer higher rewards rates and lounge access that easily offset their annual fees for bigger spenders. But if your priority is straightforward rewards with zero carrying costs, the VentureOne Business is a dependable pick.
An ideal choice for small business owners wanting flexible travel rewards without an annual fee, though larger spenders will outgrow its baseline earning rate.
Welcome Offer
after you spend $4,500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$725
Required Spend
$4,500
Time Frame
3 Months
Est. Value
$725
Required Spend
$4,500
Time Frame
3 Months
Earning
You earn flexible Capital One miles on every card purchase, led by a predictable baseline rate and bonus miles on travel booked through Capital One.
Car Rental (capitalonetravel.com)
Hotel (capitalonetravel.com)
Air Travel (capitalonetravel.com)
Everywhere
Rewards percent based on a valuation of 1.45¢ per Capital One mile
Benefits
Extended warranty
Get free additional warranty and protection on eligible items you purchase with your card.
Hertz Five Star® status
Enjoy enhanced benefits with a complimentary upgrade to Hertz Five Star® status—just for being a VentureOne Business cardholder. Skip the rental counter and enjoy a wider selection of cars. Terms apply.
Price match guarantee
If you book your trip through Capital One Business Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
16.99% - 22.99%
Variable
Transfer APR
16.99% - 22.99%
Variable
Cash Advance APR
30.74%
Variable
Foreign Transaction Fee
None
Balance Transfer
None
Cash Advance
$5
Late Payment
$39
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn $2,000 Cash Back
Once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year
Annual Fee
$150
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
