The Capital One VentureOne Business card is a simple, no-annual-fee option built for business owners who want flat-rate travel rewards without managing bonus categories. It works best as a low-maintenance everyday card for routine company expenses and discounted portal travel.
All information about VentureOne Business has been collected independently by MaxRewards. VentureOne Business is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Flat-rate business spending
No-annual-fee travel rewards
Hertz rental car upgrades
For small business owners seeking low-maintenance travel rewards, the VentureOne Business delivers straightforward value with no annual fee. Earning 1.5 miles per dollar on routine business purchases keeps earnings simple while steadily building a balance you can transfer to airline and hotel partners or redeem against past travel expenses.
While the card offers solid elevated rates on travel booked through Capital One, businesses with larger monthly expenses might outgrow it quickly. Upgrading to a card with a flat 2x earn rate can easily generate enough additional rewards to outweigh a modest annual fee, but for budget-conscious owners, this remains a risk-free choice.
An ideal zero-fee card for small business owners who prefer flat-rate rewards, though higher spenders will earn more with a 2x miles card.
Welcome Offer
after you spend $4,500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$725
Required Spend
$4,500
Time Frame
3 Months
Est. Value
$725
Required Spend
$4,500
Time Frame
3 Months
Earning
You earn a steady 1.5 miles per dollar on all standard business purchases, along with boosted rewards when booking travel through Capital One Business Travel.
Car Rental (capitalonetravel.com)
Hotel (capitalonetravel.com)
Air Travel (capitalonetravel.com)
Everywhere
Rewards percent based on a valuation of 1.45¢ per Capital One mile
Benefits
Extended warranty
Get free additional warranty and protection on eligible items you purchase with your card.
Hertz Five Star® status
Enjoy enhanced benefits with a complimentary upgrade to Hertz Five Star® status—just for being a VentureOne Business cardholder. Skip the rental counter and enjoy a wider selection of cars. Terms apply.
Price match guarantee
If you book your trip through Capital One Business Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
16.74% - 22.74%
Variable
Transfer APR
16.74% - 22.74%
Variable
Cash Advance APR
30.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
None
Cash Advance
$5
Late Payment
$39
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit
Once you spend $30,000 in the first 3 months
Annual Fee
$150
Rec. Credit
Excellent
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
