The Capital One VentureOne Rewards Credit Card is built for someone who wants a simple travel card with no annual fee, no foreign transaction fees, and a rewards currency that can still be used for trips. It works best as a low-maintenance everyday card or starter travel card, not as a high-earning option for people trying to maximize every purchase category.
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Overview
International purchases
Capital One Travel bookings
Starter travel rewards
Yes, if you want an uncomplicated way to earn travel rewards without paying an annual fee. VentureOne is easy to keep long term because it charges no annual fee, earns a steady rate on all purchases, and adds useful travel-friendly basics like no foreign transaction fees. The 5x rate on hotels, vacation rentals, and rental cars booked through Capital One Travel can also help if you already use that portal occasionally.
The tradeoff is straightforward: the ongoing rewards rate is modest. At 1.25x miles on everyday spending, this is not the card for someone focused on stronger day-to-day earnings or rich premium travel perks. It makes the most sense for lighter travelers, newer rewards users, or anyone who wants a simple backup card for travel purchases abroad.
VentureOne fits travelers who want a no-fee card they can use at home or abroad without much effort. Its main limitation is earning power, since the flat everyday rate is serviceable but not especially strong.
Welcome Offer
once you spend $500 on purchases within 3 months from account opening
Est. Value
$290
Required Spend
$500
Time Frame
3 Months
Est. Value
$290
Required Spend
$500
Time Frame
3 Months
Earning
VentureOne keeps the rewards side simple: elevated earnings on select bookings through Capital One Travel, plus a flat rate on everything else. The key question is not complexity, but whether that everyday return is high enough for how you spend.
Hotels (Capital One Travel), Vacation Rentals (Capital One Travel), Rental Cars (Capital One Travel)
Every Purchase
Rewards percent based on a valuation of 1.45¢ per Capital One mile
Annual Credits & Perks
The benefits here are practical rather than premium. Look for value in the travel-friendly basics, a few booking protections through Capital One Travel, and small ongoing perks that are easy to use if they fit your routine.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
Complimentary 6-month Vinous subscriptionBenefits
50% off Handcrafted Beverages
Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.
Get Hertz Five Star® Status
Get a free status upgrade, skip the counter at select locations and choose from a wider selection of rental cars. Eligible cardholders must enroll in the Hertz® Gold+™ status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card's Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, VentureOne and VentureOne cardholders will be able to enroll directly in or request an upgrade to Hertz President's Circle® status and VentureOne, VentureOne, VentureOne, VentureOne, VentureOne, VentureOne, Spark Miles, Spark Miles Select, VentureOne and VentureOne cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star® status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold+ enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Terms and Rental Qualifications and Requirements apply.
Price drop protection
We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.
Price match guarantee
If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
18.49% - 28.49%
Variable
Transfer APR
18.49% - 28.49%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
None
Cash Advance
$5
Late Payment
$40
MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.
MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit
Once you spend $30,000 in the first 3 months
Annual Fee
$150
Rec. Credit
Excellent
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
