The Capital One VentureOne Rewards Credit Card is built for casual travelers who want simple rewards and foreign transaction fee savings without paying an annual fee. It works best as a low-maintenance option for occasional vacationers who prefer flat-rate earnings over managing bonus categories.
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Overview
Fee-free foreign travel purchases
Flat-rate rewards on everyday spending
Capital One Travel portal bookings
For occasional travelers seeking a simple, zero-annual-fee card that earns flexible travel rewards, the VentureOne delivers solid baseline value. You earn a flat 1.25 miles per dollar on everyday spending and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. The ability to transfer miles to airline and hotel partners without paying an annual fee makes it an accessible option for budget-conscious award bookers.
However, spenders looking to maximize returns may find it lacking. Flat-rate 2% cash-back cards provide a higher return on general purchases, while the step-up Venture card earns 2 miles per dollar on everything for a $95 annual fee. The VentureOne makes the most sense if you want access to Capital One transfer partners, foreign transaction fee savings, and portal travel perks while keeping annual costs at zero.
The VentureOne is a practical entry point for casual travelers who want no-fee access to transferrable miles, though high spenders will earn significantly more with a 2% cash-back card or the standard Venture.
Welcome Offer
once you spend $500 on purchases within 3 months from account opening
Est. Value
$290
Required Spend
$500
Time Frame
3 Months
Est. Value
$290
Required Spend
$500
Time Frame
3 Months
Earning
Earning miles is straightforward, featuring a single flat rate on everyday expenses alongside elevated rewards for bookings made through the Capital One Travel portal.
Hotels (Capital One Travel), Vacation Rentals (Capital One Travel), Rental Cars (Capital One Travel)
Every Purchase
Rewards percent based on a valuation of 1.45¢ per Capital One mile
Annual Credits & Perks
In addition to earning miles, the card includes practical portal protections, rental car privileges, and local lifestyle perks that enhance its overall value.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
Complimentary 6-month Vinous subscriptionBenefits
50% off Handcrafted Beverages
Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.
Get Hertz Five Star® Status
Get a free status upgrade, skip the counter at select locations and choose from a wider selection of rental cars. Eligible cardholders must enroll in the Hertz® Gold+™ status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card's Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, VentureOne and VentureOne cardholders will be able to enroll directly in or request an upgrade to Hertz President's Circle® status and VentureOne, VentureOne, VentureOne, VentureOne, VentureOne, VentureOne, Spark Miles, Spark Miles Select, VentureOne and VentureOne cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star® status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold+ enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Terms and Rental Qualifications and Requirements apply.
Price drop protection
We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.
Price match guarantee
If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
18.49% - 28.49%
Variable
Transfer APR
18.49% - 28.49%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
None
Cash Advance
$5
Late Payment
$40
MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.
MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn $2,000 Cash Back
Once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year
Annual Fee
$150
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
