90,000 Points
Worth $1,170
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1.3%Everywhere
Annual Fee
$499
Rec. Credit
Excellent
The Wyndham Rewards Earner Card is a practical, no-annual-fee option built for road trippers and travelers who frequently stay at Wyndham properties. It offers elevated rewards on hotel bookings and fuel while granting automatic elite status.

All information about Wyndham Rewards Earner® has been collected independently by MaxRewards. Wyndham Rewards Earner® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Gas station spending
Wyndham hotel stays
Automatic Gold hotel status
For travelers who book Wyndham properties or spend heavily on fuel, this card delivers reliable value at no annual cost. Earning 5x points on both Wyndham stays and gas purchases makes it an effective tool for road trips, while automatic Gold elite status adds perks like preferred room selection and late checkout. Because award nights start at just 7,500 points, points earned from welcome offers and everyday gas purchases can easily translate into complimentary hotel nights.
The key drawback is the lower earning power on non-category spending. Everyday purchases earn just 1x points, which falls short compared to a standard cash-back card if you are not redeeming specifically for Wyndham stays. If you rarely visit Wyndham brands or prefer transferable travel points, a broader general rewards card is a better fit.

An excellent zero-fee addition for frequent Wyndham guests and high-volume drivers, though low baseline earning rates mean it works best alongside a primary everyday card.
Welcome Offer
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$201
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$201
Required Spend
$1,000
Time Frame
3 Months
Earning
This card earns Wyndham Rewards points on all purchases, with its strongest returns reserved for hotel stays, fuel, dining, and groceries.
Gas
Wyndham
Dining
Grocery
Everywhere
Rewards percent based on a valuation of 0.67¢ per Wyndham point
Annual Credits & Perks
Despite charging no annual fee, the card provides built-in hotel perks and milestone bonuses that add clear value for regular guests.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
Annual BonusBenefits
Contactless Technology
Use Tap to Pay for faster, easier, contactless purchasing.
Automatic GOLD Level Benefits!
Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more. See details
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
0.00% - 29.99%
Variable
Transfer APR
19.24% - 29.99%
Variable
Cash Advance APR
29.99%
Variable
Foreign Transaction Fee
None
Late Payment
$41
Return Payment
$41
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
90,000 Points
Worth $1,170
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$499
Rec. Credit
Excellent
100,000 Points
Worth $1,000
After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
Annual Fee
$0
Rec. Credit
Excellent
70,000 Points
Worth $910
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$99
Rec. Credit
Excellent