Wyndham Rewards Earner®

The Wyndham Rewards Earner is built for Wyndham loyalists who want to earn hotel points without paying an annual fee. It works best as a specialist card for Wyndham stays and gas purchases, not as a primary card for all of your everyday spending.

Welcome Offer

30,000 Points

Annual Fee

Rec. Credit Score

Excellent

Good For

Wyndham regulars

How to Apply

All information about Wyndham Rewards Earner® has been collected independently by MaxRewards. Wyndham Rewards Earner® is no longer available through MaxRewards.

Is the Wyndham Rewards Earner® worth it?

This card is great for...

Wyndham hotel stays

Gas station spending

No-fee hotel points

This card is worth a look if you stay with Wyndham often enough to use the points well and want a no-annual-fee way to build your balance faster. The strongest parts of the card are simple: solid earnings on Wyndham purchases and gas, a welcome bonus that can cover meaningful hotel value, and automatic Wyndham Gold status without needing to pay for a premium card.

For most other readers, this is a niche option. Dining and grocery earnings are only moderate, and 1x on general purchases makes it a weak everyday card outside its bonus categories. The anniversary bonus can add value, but only if you plan to spend $15,000 on the card, which is a high bar for a card that is not especially rewarding for non-bonus spending.

MaxRewards Verdict

A good fit for cardholders who regularly stay at Wyndham properties and want a no-fee card tied to that ecosystem. If Wyndham is only an occasional hotel choice, the card is probably too narrow to deserve much space in your wallet.

Welcome Offer

30,000 Points after you spend $1,000 on purchases on your new card in your first 3 months of card membership.

≈ $105–$210

What 30,000 Points could be worth, based on how you redeem

Go Free Award (free night)
Flat tiers: 7,500 / 15,000 / 30,000 points
≈ $210
≈ 0.7¢ per point
Gift cards
Amazon, Best Buy, Starbucks ($50 ≈ 14,000 points)
$105
0.35¢ per point

Required Spend

$1,000

Time Frame

3 Months

Required Spend

$1,000

Time Frame

3 Months

What's your average monthly spend?

$400

You should easily hit the bonus threshold with this spend!

Rewards

Rewards percent based on a valuation of 1.2¢ per Wyndham point

This card earns Wyndham Rewards points, so the value depends heavily on whether you actually redeem for Wyndham stays. The reward rates are most compelling on Wyndham purchases and gas, with more modest returns on dining, groceries, and everything else.

CategoryEst. yearly spendRateRewards

Gas

Est. yearly spend

Rate6%

Rewards

Wyndham

Est. yearly spend

Rate6%

Rewards

Dining

Est. yearly spend

Rate2.4%

Rewards

Grocery

Est. yearly spend

Rate2.4%

Rewards

Everywhere

Est. yearly spend

Rate1.2%

Rewards

Est. Annual Rewards

Benefits

$0 / $15,000

The benefits here are straightforward rather than premium-focused. What matters most is the automatic Wyndham Gold status, plus the anniversary bonus if you expect to put enough spending on the card to earn it.

Enrollment is required for select benefits

$15,000/yr

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app

Annual Bonus

Autotracked

of $15,000

More Benefits

Contactless Technology

Use Tap to Pay for faster, easier, contactless purchasing.

Automatic GOLD Level Benefits!

Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more. See details

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.