90,000 Points
Worth $1,170
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1.3%Everywhere
Annual Fee
$499
Rec. Credit
Excellent
The Wyndham Rewards Earner Business Card is a specialized option built for small business owners who spend heavily on gas, utilities, and online advertising or regularly stay at Wyndham properties. It packs exceptional earning power in key operational categories, making it a lucrative pick for frequent drivers and field-based businesses.

All information about Wyndham Rewards Earner® Business has been collected independently by MaxRewards. Wyndham Rewards Earner® Business is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Heavy fuel and utility expenses
Wyndham hotel stays
Digital advertising spend
For businesses with high recurring overhead in fuel, utilities, or marketing, this card makes it exceptionally easy to offset its $149 annual fee. Earning 8x points on gas and Wyndham stays alongside 5x points on advertising and utility bills yields a strong return on essential operational spend, allowing frequent travelers to accumulate award nights quickly.
However, the card is less attractive if your spending leans toward general expense categories, where it earns a modest 1x point per dollar. Because Wyndham points are best used for hotel stays and vacation rentals, business owners who prefer simple cash back or flexible travel rewards may find broader value with a generalized business card.

This card delivers outstanding rewards for business owners with heavy fuel, utility, and advertising costs, though its value relies heavily on your ability to use Wyndham Rewards points.
Earning
Every purchase earns Wyndham Rewards points, with top-tier bonus rates tailored directly toward major small business operational costs.
Gas
Wyndham
Advertisement
Home Utility
Everywhere
Rewards percent based on a valuation of 0.67¢ per Wyndham point
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$149
Purchase APR
0.00% - 29.49%
Variable
Transfer APR
19.49% - 29.49%
Variable
Cash Advance APR
29.74%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
90,000 Points
Worth $1,170
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$499
Rec. Credit
Excellent
100,000 Points
Worth $1,000
After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
Annual Fee
$0
Rec. Credit
Excellent
70,000 Points
Worth $910
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$99
Rec. Credit
Excellent