90,000 Points
Worth $1,170
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1.3%Everywhere
Annual Fee
$499
Rec. Credit
Excellent
The Wyndham Rewards Gold card is a zero-annual-fee option tailored for budget-conscious travelers who want automatic status and modest rewards on daily essentials. It functions best as a low-maintenance hotel card that gives casual Wyndham guests instant perks without requiring yearly fee math.

All information about Wyndham Rewards® Gold has been collected independently by MaxRewards. Wyndham Rewards® Gold is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Occasional Wyndham stays
Gas and utility bills
No-fee elite status
Holding this card costs nothing and unlocks immediate Wyndham Gold status, bringing perks like preferred room selection and late checkout to your stays. The bonus categories also cover useful day-to-day spending like gas, groceries, and home utility bills, making it easy to accumulate extra points over time.
However, Wyndham points are valued moderately lower than higher-tier travel currencies, so using this card for all your general spending will yield modest returns. If you want a fee-free card that boosts your stay experience at Wyndham properties without extra effort, it is well worth keeping in your wallet, but serious spenders may prefer a card with stronger overall reward rates.

An ideal entry-level card for casual Wyndham travelers seeking free elite status, though its standard earn rates are modest for daily spend.
Welcome Offer
after you spend $1 on purchases on your new card in your first 1 months of card membership.
Est. Value
$100.50
Required Spend
$1
Time Frame
1 Month
Est. Value
$100.50
Required Spend
$1
Time Frame
1 Month
Earning
You earn Wyndham Rewards points on every purchase, with elevated rates at Wyndham properties alongside everyday categories like gas, groceries, and home utilities.
Wyndham
Gas
Grocery
Home Utility
Everywhere
Rewards percent based on a valuation of 0.67¢ per Wyndham point
Benefits
Get GOLD!
Automatically receive a Wyndham Rewards GOLD Membership and enjoy perks like preferred room selection, late checkout and more.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
15.24% - 24.99%
Variable
Transfer APR
15.24% - 24.99%
Variable
Cash Advance APR
25.24%
Variable
Foreign Transaction Fee
None
Balance Transfer
$5
Cash Advance
$10
Late Payment
$37
Return Payment
$37
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
90,000 Points
Worth $1,170
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$499
Rec. Credit
Excellent
100,000 Points
Worth $1,000
After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
Annual Fee
$0
Rec. Credit
Excellent
70,000 Points
Worth $910
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$99
Rec. Credit
Excellent