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  1. Credit Cards
  2. Aer Lingus Visa Signature®
Chase

Aer Lingus Visa Signature®

The Aer Lingus Visa Signature card is built for transatlantic travelers who fly between North America and Ireland or Europe. It operates primarily as a specialist card, offering flight perks and Avios rewards that appeal most to loyal Aer Lingus flyers.

Welcome Offer
75,000 Avios
Annual Fee
$95
Rec. Credit Score
Excellent
Good For
Transatlantic Aer Lingus travelers
Estimate your value
Aer Lingus Visa Signature®

All information about Aer Lingus Visa Signature® has been collected independently by MaxRewards. Aer Lingus Visa Signature® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Aer Lingus Visa Signature® worth it?

This card is great for...

Aer Lingus transatlantic flights

Economy companion ticket rewards

Avios flight redemptions

For regular Aer Lingus transatlantic passengers, the $95 annual fee is reasonable given the card's entry perks and award potential. The primary standout feature is the Economy Companion Ticket earned after spending $30,000 in a calendar year, which can easily deliver hundreds of dollars in value for dual travelers. Cardholders also benefit from priority boarding on transatlantic flights originating in the U.S. and Ireland, along with foreign transaction fee savings.

However, for those who rarely fly Aer Lingus, the card is harder to justify long-term. Its standard rate on everyday purchases offers limited return compared to flexible cash-back or general travel cards, making it best suited for dedicated airline loyalists or those intentionally aiming for the annual spending milestone.

MaxRewards

MaxRewards Verdict

An ideal choice for loyal Aer Lingus transatlantic travelers who can hit the spend threshold for a companion ticket, but too niche for casual flyers.

Welcome Offer

75,000 Avios

after you spend $5,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

$825

Required Spend

$5,000

Time Frame

3 Months

Est. Value

$825

Required Spend

$5,000

Time Frame

3 Months

Earning

Rewards

Cardholders earn Avios on all purchases, which can be transferred seamlessly between Aer Lingus, British Airways, Iberia, and Qatar Airways for flexible redemption options.

CategoryRate

Everywhere

1.1%

Rewards percent based on a valuation of 1.1¢ per British Airways Avios

Benefits

Insurance

Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.


Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.


Travel Accident Insurance

When you pay for your air, bus, train, or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.


Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.

Benefits

Status & Access

AerClub Membership

Become an AerClub member when you are accepted for the Aer Lingus Visa Signature card, and be rewarded for your loyalty to Aer Lingus.


Priority Boarding

Subject to availability, priority boarding on transatlantic Aer Lingus flights originating in the U.S. and Ireland.


Complimentary DashPass membership

$0 delivery fees on eligible orders from DoorDash and Caviar after activating by 12/31/27.

Benefits

Other

Economy Companion Ticket

Every calendar year that you spend $30,000 on your Aer Lingus Visa Signature® Credit Card, you'll earn an Economy Companion Ticket good for twelve months.

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$95

Purchase APR

19.24% - 27.74%

Variable

Transfer APR

19.24% - 27.74%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$10

Late Payment

$40

Return Payment

$40

For rates and fees of Aer Lingus Visa Signature®, please visit the Chase website.

Table of Contents

Aer Lingus Visa Signature®

Aer Lingus Visa Signature®

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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