This card is built for Aer Lingus flyers and Avios users who want a simple way to earn toward future flights without paying a premium annual fee. It works better as an airline loyalty card than an everyday spending card, especially if you travel Aer Lingus often enough to use the flight-related perks.
All information about Aer Lingus Visa Signature® has been collected independently by MaxRewards. Aer Lingus Visa Signature® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Aer Lingus flights
Avios collectors
No foreign transaction fees abroad
The Aer Lingus Visa Signature is worth a look if Aer Lingus is a regular part of your travel plans or if you already know how to get solid value from Avios. The welcome bonus is the main draw, and the ongoing perks like priority boarding, no foreign transaction fees, and the annual companion ticket after $30,000 in spend can add value for the right cardholder. For someone who takes transatlantic Aer Lingus flights and wants to stay within the Avios ecosystem, that can be enough to justify the $95 annual fee.
For most readers, though, this is not the card to use for broad everyday spending. Its ongoing earning is fairly basic outside of airline loyalty value, and many general travel cards offer more flexible rewards and richer travel perks for similar or slightly higher fees. This card makes the most sense if you want Aer Lingus-specific value, not if you are just looking for a general travel card.
A solid fit for frequent Aer Lingus travelers and anyone focused on earning Avios. If you will not use the airline-specific perks or the companion ticket path, the card is harder to justify beyond the welcome bonus.
Welcome Offer
after you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$1,125
Required Spend
$5,000
Time Frame
3 Months
Est. Value
$1,125
Required Spend
$5,000
Time Frame
3 Months
Earning
This card earns Avios, so the value depends less on cash-back style simplicity and more on whether you redeem within the Avios program well. In practice, the rewards side is strongest for cardholders who already have Aer Lingus or Avios redemptions in mind, rather than people looking for a top everyday earning card.
Everywhere
Rewards percent based on a valuation of 1.5¢ per British Airways Avios
Annual Credits & Perks
The fee is modest, but the practical value here is still tied to how often you fly Aer Lingus and whether you use the DoorDash perks. The most meaningful offsets are the airline-specific travel convenience benefits and, for higher spenders, the companion ticket.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
DoorDash non-restaurant promoBenefits
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.
Travel Accident Insurance
When you pay for your air, bus, train, or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Benefits
AerClub Membership
Become an AerClub member when you are accepted for the Aer Lingus Visa Signature card, and be rewarded for your loyalty to Aer Lingus.
Priority Boarding
Subject to availability, priority boarding on transatlantic Aer Lingus flights originating in the U.S. and Ireland.
Complimentary DashPass Membership
$0 delivery fees on eligible orders from DoorDash and Caviar after activating by 12/31/27.
Benefits
Economy Companion Ticket
Every calendar year that you spend $30,000 on your Aer Lingus Visa Signature® Credit Card, you'll earn an Economy Companion Ticket good for twelve months.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$95
Purchase APR
19.24% - 27.74%
Variable
Transfer APR
19.24% - 27.74%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$5
Cash Advance
$10
Late Payment
$40
Return Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 200,000 bonus points
Worth $2,500
After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
Annual Fee
$795
Rec. Credit
Good
Earn 100,000 bonus points
Worth $1,250
After you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee
$795
Rec. Credit
Excellent
Earn 100,000 bonus points
Worth $1,250
After you spend $8,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Rec. Credit
Good
