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  1. Credit Cards
  2. Air Canada Aeroplan®
Chase

Air Canada Aeroplan®

The Air Canada Aeroplan® Card is tailored for frequent flyers to Canada and Star Alliance loyalists who want automatic elite status and high-value award redemptions. It functions as a high-utility travel card that easily justifies its fee through flight perks and travel protections.

Welcome Offer
115,000 Points
Annual Fee
$195
Rec. Credit Score
Excellent
Good For
Star Alliance Frequent Flyers
Estimate your value
Air Canada Aeroplan®

All information about Air Canada Aeroplan® has been collected independently by MaxRewards. Air Canada Aeroplan® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Air Canada Aeroplan® worth it?

This card is great for...

Air Canada and Star Alliance redemptions

Automatic elite status and flight perks

Free checked bags for group travel

With a $195 annual fee, this card easily pays for itself if you fly Air Canada even a couple of times a year. Automatic 25K Elite Status unlocks priority airport services, eUpgrades, and a free checked bag for you and up to eight travel companions on the same reservation, which can save families or group travelers hundreds of dollars on a single itinerary. Add in the $100 annual Air Canada statement credit and a NEXUS or Global Entry fee credit, and the direct perks quickly surpass the cost of holding the card.

MaxRewards

MaxRewards Verdict

This card is an outstanding pick for Air Canada regulars and Star Alliance point redeemers, though travelers without brand loyalty will prefer a flexible travel card.

Welcome Offer

115,000 Points

after you spend $4,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

$1,610

Required Spend

$4,000

Time Frame

3 Months

Est. Value

$1,610

Required Spend

$4,000

Time Frame

3 Months

Earning

Rewards

You earn Aeroplan points on every purchase, earning elevated rates on Air Canada purchases and monthly bonus points when you hit spending thresholds.

CategoryRate

Everywhere

1.4%

Rewards percent based on a valuation of 1.4¢ per Aeroplan point

Annual Credits & Perks

Benefits

Automatic elite status, annual travel credits, and fee waivers work together to offset the annual fee right away.

BenefitAnnual value
$100
$40
$30

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Air Canada Aeroplan®DoorDash non-restaurant promo
Autotracked
$0 of $10Every 3 months

Benefits

Insurance

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.


Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.


Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.


Trip Cancellation / Interruption Insurance

You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Benefits

Status & Access

Complimentary DashPass membership

$0 delivery fees on eligible orders from DoorDash and Caviar after activating by 12/31/27.


Aeroplan Priority Reward

Earn an Aeroplan Priority Reward voucher when you spend $100,000, $250,000, $500,000 and $750,000 in purchases during a calendar year. The Priority Reward can be used to save you 50% on the price in points on a flight reward and is valid on different cabins and destinations from domestic to worldwide, in economy or up to Signature/Business class depending on your Aeroplan Elite™ Status tier. Vouchers expire one year after the issue date. Make sure to book a flight within one year from the date the voucher is issued or it will expire.


Aeroplan Elite Status Level Up to Aeroplan 35K Status or higher

Achieve Aeroplan 35K Status after spending $75,000 on purchases during a calendar year. Enjoy benefits such as Priority Security Clearance and upgrades to premium cabins on Air Canada operated flights.


Maintain Aeroplan 25K Status

Cardmembers enjoy Aeroplan 25K Status without any spend requirement. Unlock travel benefits, including Priority Check-In, Priority Boarding (Zone 2), Additional Baggage Allowance and eUpgrade Credits.

Benefits

Other

Up to 5x total on Air Canada purchases

Earn up to 5x total points for each dollar spent on Air Canada purchases. That’s 3x points on Air Canada purchases with your card, plus an additional 2x points from Air Canada on eligible flights when traveling as an Aeroplan 25K member.


500 bonus points for every $2,000 spent - up to 1,500 points per month

Earn 500 bonus points for every $2,000 you spend in a calendar month – up to a maximum of 1,500 points per month.  .


First free checked bags

Travel lightly through the airport and save on baggage fees. Primary cardmembers and travel companions (up to eight) travelling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight.


Aeroplan Global +1

Earn the Global +1 benefit when you spend $1,000,000 or more in purchases during a calendar year. With Global +1, when you redeem points for travel with your designated companion, you will receive the points back for your companion’s fare after your trip is completed. The Global +1 benefit is valid for your companion’s flight redemptions in any cabin class for travel to any destination worldwide, from the benefit issued date through the end of the following calendar year. Taxes, booking fees and applicable third-party charges may apply.


Get a 4th Night Free

Every time you redeem Aeroplan points for a three-night stay, the fourth night is free.

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$195

Purchase APR

19.99% - 28.49%

Variable

Transfer APR

19.99% - 28.49%

Variable

Cash Advance APR

28.74%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$10

Late Payment

$40

Return Payment

$40

For rates and fees of Air Canada Aeroplan®, please visit the Chase website.

Table of Contents

Air Canada Aeroplan®

Air Canada Aeroplan®

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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