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  1. Credit Cards
  2. Chase Air Canada Aeroplan® Credit Card
Chase

Chase Air Canada Aeroplan® Credit Card

Built for frequent travelers to Canada and Star Alliance flyers, the Chase Aeroplan® Credit Card pairs strong everyday rewards on groceries and dining with valuable airline perks. It works well as both a daily earner and a dedicated travel card for regular Air Canada passengers.

Welcome Offer
Our Best Offer Ever: Earn up to 115,000 bonus points. Earn 75,000 bonus points
Annual Fee
$195
Rec. Credit Score
Good
Good For
Air Canada and Star Alliance flyers
Learn MoreEstimate your value
Chase Air Canada Aeroplan® Credit Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Chase Air Canada Aeroplan® Credit Card worth it?

This card is great for...

Frequent Air Canada flights

Everyday dining and grocery spend

Automatic airline elite status

For anyone who flies Air Canada even a couple of times a year, the card easily justifies its $95 annual fee. Free checked bags for the primary cardholder and up to eight companions on the same reservation can cover the fee in a single family trip. Automatic Aeroplan 25K elite status for your first year provides airport priority services and upgrade eligibility, while generous 3x earning on grocery stores and dining makes it simple to accumulate points on daily routines.

If you rarely travel to Canada or book Star Alliance partner flights, a general travel card with transferable points will offer better overall flexibility. However, for those who can leverage Aeroplan's extensive partner network and award chart, this card provides exceptional value at a modest annual cost.

MaxRewards

MaxRewards Verdict

This card is an easy win for regular Air Canada travelers and Star Alliance points enthusiasts, though occasional flyers may prefer a flexible general travel card.

Welcome Offer

Our Best Offer Ever: Earn up to 115,000 bonus points. Earn 75,000 bonus points

after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 in the first 12 months your account is open.

Est. Value

$1,050

Required Spend

$4,000

Time Frame

3 Months

Est. Value

$1,050

Required Spend

$4,000

Time Frame

3 Months

Earning

Rewards

You earn Aeroplan points on every transaction, with elevated rates focused on popular everyday spending alongside direct Air Canada purchases.

CategoryRate

Up to 5X total points for each dollar spent on Air Canada.

7%

3X points on travel purchases.

4.2%

2X points for each dollar spent at grocery stores, on dining at restaurants, and at gas stations.

2.8%

1X point for each dollar spent on all other purchases.

1.4%

Rewards percent based on a valuation of 1.4¢ per Aeroplan point

Annual Credits & Perks

Benefits

The card offers practical travel protections, status perks, and fee statement credits that can quickly outweigh its annual fee.

BenefitAnnual value
$100
$30

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Chase Air Canada Aeroplan® Credit CardGlobal Entry or TSA PreCheck® or Nexus Application Fee Statement Credit
Autotracked
$0 of $120Every 48 months

Benefits

Insurance

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.


Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.


Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.


Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.

Benefits

Status & Access

Aeroplan Priority Reward

Earn an Aeroplan Priority Reward voucher when you spend $100,000, $250,000, $500,000 and $750,000 in purchases during a calendar year. The Priority Reward can be used to save you 50% on the price in points on a flight reward and is valid on different cabins and destinations from domestic to worldwide, in economy or up to Signature/Business class depending on your Aeroplan Elite™ Status tier. Vouchers expire one year after the issue date. Make sure to book a flight within one year from the date the voucher is issued or it will expire.


Maintain Aeroplan 25K Status

Cardmembers enjoy Aeroplan 25K Status without any spend requirement. Unlock travel benefits, including Priority Check-In, Priority Boarding (Zone 2), Additional Baggage Allowance and eUpgrade Credits.


Aeroplan Elite Status Level Up to Aeroplan 35K Status or higher

Achieve Aeroplan 35K Status after spending $75,000 on purchases during a calendar year. Enjoy benefits such as Priority Security Clearance and upgrades to premium cabins on Air Canada operated flights.


Complimentary DashPass membership

$0 delivery fees on eligible orders from DoorDash and Caviar after activating by 12/31/27.

Benefits

Other

500 bonus points for every $2,000 spent - up to 1,500 points per month

Earn 500 bonus points for every $2,000 you spend in a calendar month – up to a maximum of 1,500 points per month.  .


First free checked bags

Travel lightly through the airport and save on baggage fees. Primary cardmembers and travel companions (up to eight) travelling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight.


Get a 4th Night Free

Every time you redeem Aeroplan points for a three-night stay, the fourth night is free.


Aeroplan Global +1

Earn the Global +1 benefit when you spend $1,000,000 or more in purchases during a calendar year. With Global +1, when you redeem points for travel with your designated companion, you will receive the points back for your companion’s fare after your trip is completed. The Global +1 benefit is valid for your companion’s flight redemptions in any cabin class for travel to any destination worldwide, from the benefit issued date through the end of the following calendar year. Taxes, booking fees and applicable third-party charges may apply.


Get up to 25,000 SQC

Reach Aeroplan Elite® status and unlock Milestones faster with your card. Primary Cardmembers can get up to 25,000 Status Qualifying Credits (SCQ) each calendar year (5,000 SQC as a bonus, 10,000 SQC with $25,000 in net purchases, and another 10,000 SQC with $50,000 in net purchases on the card account).

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$195

Purchase APR

19.74% - 28.24%

Variable

Transfer APR

19.74% - 28.24%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$10

Late Payment

None

For rates and fees of Chase Air Canada Aeroplan® Credit Card, please visit the Chase website.

Table of Contents

Chase Air Canada Aeroplan® Credit Card

Chase Air Canada Aeroplan® Credit Card

Learn More

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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Rec. Credit

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