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  1. Credit Cards
  2. Amazon Visa
Chase

Amazon Visa

The Amazon Visa is built for Amazon and Whole Foods shoppers who want solid ongoing rewards without paying an annual fee. It works best as a specialist card for household spending, with a few useful bonus categories outside Amazon, rather than as your one-card solution for everything.

Welcome Offer
50 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Amazon regulars
Estimate your value
Amazon Visa

All information about Amazon Visa has been collected independently by MaxRewards. Amazon Visa is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Amazon Visa worth it?

This card is great for...

Amazon purchases

Whole Foods spending

No-fee travel purchases abroad

This card is worth it if Amazon is already a major part of your budget. Earning 3% back at Amazon and Whole Foods, plus 2% on dining, gas, and transit, gives frequent Amazon customers a simple way to pick up extra value on spending they were going to do anyway, all with no annual fee and no foreign transaction fees.

For most readers, the main question is how much you actually spend with Amazon. If that category is meaningful for you, this is an easy card to keep and use. If it is not, the appeal drops quickly, because the 1% base rate is ordinary and the welcome offer is negligible. In short, it is a strong fit for Amazon loyalists and a secondary card for everyone else.

MaxRewards

MaxRewards Verdict

A smart no-annual-fee pick for people who shop Amazon and Whole Foods often enough to make those categories matter. If your spending is spread more evenly elsewhere, it is better as a niche card than a primary wallet card.

Welcome Offer

50 Points

after you spend $1 on purchases on your new card in your first 1 months of card membership.

Est. Value

$0.50

Required Spend

$1

Time Frame

1 Month

Est. Value

$0.50

Required Spend

$1

Time Frame

1 Month

Earning

Rewards

The rewards setup here is straightforward: the card is strongest where many households already spend regularly, especially Amazon and Whole Foods. Think of it as a targeted cash-back card with a few everyday bonus categories, not a card that leads the pack on every purchase.

CategoryRate

Air Travel (chase.com/travel)

3%

Amazon

3%

Car Rental (chase.com/travel)

3%

Cruise (chase.com/travel)

3%

Entertainment (chase.com/travel)

3%

Hotel (chase.com/travel)

3%

Whole Foods

3%

Dining

2%

Gas

2%

Transit

2%

Everywhere

1%

Rewards percent based on a valuation of 1¢ per Amazon point

Benefits

Insurance

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.


Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.


Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.


Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Benefits

Status & Access

Visa Signature® Luxury Hotel Collection

Choose from over 900 luxury hotels around the world. Cardmembers receive the best available rate, automatic room upgrades (when available), complimentary in-room Wi-Fi (when available) and more.

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

18.74% - 27.49%

Variable

Transfer APR

18.74% - 27.49%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$5

Late Payment

$39

Return Payment

$39

For rates and fees of Amazon Visa, please visit the Chase website.

Table of Contents

Amazon Visa

Amazon Visa

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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Sapphire Reserve for Business℠Sapphire Reserve for Business℠
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Earn 200,000 bonus points

Worth $2,500

After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

  • 6.25%10%Airline Tickets (Chase Travel), Hotels (Including The Edit) (Chase Travel), Car Rentals (Chase Travel), Cruises (Chase Travel), Activities and Tours (Chase Travel)
  • 6.25%6.25%Lyft Rides
  • 6.25%5%Flights (Booked Direct), Hotels (Booked Direct)

Annual Fee

$795

Rec. Credit

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Marriott Bonvoy Boundless® Credit CardMarriott Bonvoy Boundless® Credit Card
Limited Time Offer

Ending Soon!

Earn 4 Free Night Awards

Worth $1,400

After spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.

  • 6.25%11.9%Hotels (Marriott Bonvoy)
  • 6.25%1.4%All Other Purchases

Annual Fee

$95

Rec. Credit

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Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,250

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 6.25%10%Purchases (Chase Travel), The Edit (Chase Travel)
  • 6.25%5%Flights (Booked Direct), Hotels (Booked Direct)
  • 6.25%3.75%Dining (Worldwide)

Annual Fee

$795

Rec. Credit

Excellent

View card details