Atmos™ Rewards Summit Visa Infinite®

For frequent passengers on Alaska Airlines and Hawaiian Airlines, this card makes a strong case with lucrative point earnings on flights and dining, alongside a valuable introductory bonus. Earning 3x Atmos points on both carriers and restaurant spending provides a solid 4.5% return value in those core categories, making it easy to build up points toward future travel.

However, carrying a $395 annual fee without an array of flexible statement credits means the card relies heavily on your flight frequency and point redemption strategy to cover its cost. If you do not fly Alaska or Hawaiian regularly, broader travel cards offer more flexible redemption options and easier avenues to offset their annual fees.