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  1. Credit Cards
  2. Atmos™ Rewards Visa Signature® Business
Bank of America

Atmos™ Rewards Visa Signature® Business

The Atmos™ Rewards Visa Signature® Business Card is built for West Coast small business owners who regularly fly with Alaska Airlines or Hawaiian Airlines. It pairs triple points on airfare with double points on everyday operating expenses like gas, transit, and shipping for a modest $95 annual fee.

Welcome Offer
80,000 Points
Annual Fee
$95
Rec. Credit Score
Excellent
Good For
West Coast business travel
How to ApplyEstimate your value
Atmos™ Rewards Visa Signature® Business

All information about Atmos™ Rewards Visa Signature® Business has been collected independently by MaxRewards. Atmos™ Rewards Visa Signature® Business is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Atmos™ Rewards Visa Signature® Business worth it?

This card is great for...

Alaska and Hawaiian flights

Daily transit and shipping expenses

Low-fee business earnings

For businesses that rely on Alaska Airlines or Hawaiian Airlines, this card offers a straightforward way to turn everyday expenses into valuable flight rewards. Earning 3x points on airfare alongside 2x points on gas, EV charging, ride-sharing, transit, and shipping makes it easy to rack up rewards through standard day-to-day operations. Because Atmos points carry an estimated value of 1.5 cents each, those spending categories deliver a solid return on investment. The $95 annual fee is easily manageable, especially given the strength of the intro bonus and ongoing point earnings. While the card skips high-end travel perks like airport lounge passes or complimentary elite status, its low cost and high earning rate on essential business categories make it a practical workhorse for regional travelers.

MaxRewards

MaxRewards Verdict

This card is ideal for business owners who want strong point earnings on Pacific airfare and ground transport without paying a high annual fee. Businesses that do not fly Alaska or Hawaiian will find better value elsewhere.

Welcome Offer

80,000 Points

after you spend $5,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

$1,200

Required Spend

$5,000

Time Frame

3 Months

Est. Value

$1,200

Required Spend

$5,000

Time Frame

3 Months

Earning

Rewards

Atmos Rewards points are valued at roughly 1.5 cents each, giving this card strong baseline value across its flight, transit, and shipping categories.

CategoryRate

Alaska Air

4.5%

Hawaiian Air

4.5%

EV Charging

3%

Gas

3%

Ride-Sharing

3%

Shipping

3%

Transit

3%

Everywhere

1.5%

Rewards percent based on a valuation of 1.5¢ per Atmos Rewards point

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$95

Purchase APR

19.49% - 27.49%

Variable

Transfer APR

19.49% - 27.49%

Variable

Cash Advance APR

27.74%

Variable

Foreign Transaction Fee

None

Balance Transfer

$0.05

Cash Advance

$0.05

Late Payment

$49

For rates and fees of Atmos™ Rewards Visa Signature® Business, please visit the Bank of America website.

Table of Contents

Atmos™ Rewards Visa Signature® Business

Atmos™ Rewards Visa Signature® Business

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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Rec. Credit

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Rec. Credit

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Alaska Airlines BusinessAlaska Airlines Business

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Worth $900

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Annual Fee

$50

Rec. Credit

Excellent

View card details