95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good
Terms apply.
See rates & fees.The Atmos™ Rewards Visa Signature® Business is built for small businesses that spend regularly on travel-related transportation, especially Alaska or Hawaiian flights, plus gas, transit, shipping, and ride-sharing. It works best as a niche business rewards card rather than a primary card for all company spending.

All information about Atmos™ Rewards Visa Signature® Business has been collected independently by MaxRewards. Atmos™ Rewards Visa Signature® Business is no longer available through MaxRewards.
Alaska and Hawaiian flights
Gas and local transit
Shipping and ride-share spend
This card is worth a look for business owners who already buy Alaska or Hawaiian tickets and can also use the 2x categories often enough to keep the card active. The welcome bonus is solid for a $95 annual fee card, and the rewards structure gives it a clear lane if your business spending naturally lines up with flights, fuel, transit, shipping, and ride-sharing.
The tradeoff is that there are no listed benefits to help justify the annual fee beyond rewards alone, and the 1x base rate makes it a weak choice for general business purchases. If most of your spending falls outside its bonus categories, or if you want travel protections, credits, or premium business perks, this will likely feel too narrow to carry as your main business card.

A sensible fit for businesses with recurring spend on Alaska or Hawaiian flights and day-to-day transportation costs. For broader business spending, the rewards and benefits package is too limited to stand on its own.
80,000 Points after you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$800
Required Spend
$5,000
Time Frame
3 Months
Est. Value
$800
Required Spend
$5,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards percent based on a valuation of 1¢ per Atmos Rewards point
Atmos Rewards points are worth about 1 cent each here, so the earning rates function a lot like straightforward cash-back percentages. The key question is whether your business spends enough in the 3x and 2x categories to make this card more useful than a simpler flat-rate option.
Alaska Air
Hawaiian Air
EV Charging
Gas
Ride-Sharing
Shipping
Transit
Everywhere
Est. Annual Rewards
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Annual Fee
$95
Purchase APR
19.49% - 27.49%
Variable
Transfer APR
19.49% - 27.49%
Variable
Cash Advance APR
27.74%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$75
Rec. Credit
Good
Terms apply.
See rates & fees.75,000 Points
Worth $750
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$550
Rec. Credit
Good
Terms apply.
See rates & fees.70,000 Points
Worth $700
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$99
Rec. Credit
Good
Terms apply.
See rates & fees.