70,000 Points
Worth $1,050
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Dining
- 4.5%Hawaiian Air
Annual Fee
$395
Rec. Credit
Good
The Atmos™ Rewards Visa Signature® Business Card is built for West Coast small business owners who regularly fly with Alaska Airlines or Hawaiian Airlines. It pairs triple points on airfare with double points on everyday operating expenses like gas, transit, and shipping for a modest $95 annual fee.

All information about Atmos™ Rewards Visa Signature® Business has been collected independently by MaxRewards. Atmos™ Rewards Visa Signature® Business is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Alaska and Hawaiian flights
Daily transit and shipping expenses
Low-fee business earnings
For businesses that rely on Alaska Airlines or Hawaiian Airlines, this card offers a straightforward way to turn everyday expenses into valuable flight rewards. Earning 3x points on airfare alongside 2x points on gas, EV charging, ride-sharing, transit, and shipping makes it easy to rack up rewards through standard day-to-day operations. Because Atmos points carry an estimated value of 1.5 cents each, those spending categories deliver a solid return on investment. The $95 annual fee is easily manageable, especially given the strength of the intro bonus and ongoing point earnings. While the card skips high-end travel perks like airport lounge passes or complimentary elite status, its low cost and high earning rate on essential business categories make it a practical workhorse for regional travelers.

This card is ideal for business owners who want strong point earnings on Pacific airfare and ground transport without paying a high annual fee. Businesses that do not fly Alaska or Hawaiian will find better value elsewhere.
Welcome Offer
after you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$1,200
Required Spend
$5,000
Time Frame
3 Months
Est. Value
$1,200
Required Spend
$5,000
Time Frame
3 Months
Earning
Atmos Rewards points are valued at roughly 1.5 cents each, giving this card strong baseline value across its flight, transit, and shipping categories.
Alaska Air
Hawaiian Air
EV Charging
Gas
Ride-Sharing
Shipping
Transit
Everywhere
Rewards percent based on a valuation of 1.5¢ per Atmos Rewards point
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$95
Purchase APR
19.49% - 27.49%
Variable
Transfer APR
19.49% - 27.49%
Variable
Cash Advance APR
27.74%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.05
Cash Advance
$0.05
Late Payment
$49
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
70,000 Points
Worth $1,050
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$395
Rec. Credit
Good
95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$75
Rec. Credit
Good
60,000 Points
Worth $900
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$50
Rec. Credit
Excellent