100,000 Points
Worth $1,000
After you spend $25,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$125
Rec. Credit
Excellent
Wells Fargo
Attune®
Attune® is built for cardholders whose spending leans heavily toward lifestyle and local-transit categories like gyms, streaming, entertainment, beauty, ride-sharing, and public transportation. It works best as a no-annual-fee specialist card to pull out for those 4x categories, not as your only card for everyday spending.
Welcome Offer
10,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Lifestyle category spending
All information about Attune® has been collected independently by MaxRewards. Attune® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Attune® worth it?
This card is great for...
Gym and wellness spending
Streaming and entertainment purchases
Transit and ride-share trips
Yes, if your regular spending lines up with its unusually broad set of 4x categories. Attune® stands out because it rewards a mix of lifestyle purchases that many cards either ignore or only cover narrowly, and with no annual fee there is little downside to keeping it for the right purchases. If you pay for a gym membership, use ride-sharing or transit often, subscribe to several streaming services, or spend steadily on entertainment and beauty, the return can be quite strong for a no-fee card.
It is less compelling as a primary card for all spending, since purchases outside those categories earn just 1x points. There are also no listed statement credits, travel perks, or premium protections here to broaden its appeal. For most readers, this makes sense as a category card that complements a stronger flat-rate card, rather than replacing one.
MaxRewards Verdict
Attune® is a strong fit for people with consistent spending in its lifestyle and transit categories, especially if they want solid rewards without an annual fee. Its limitation is simple: outside those bonus areas, it is just a 1x card with few extras.
Welcome Offer
10,000 Points
after you spend $500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Earning
Rewards
Attune® earns Wells Fargo Go Far Rewards, with the real story being its long list of 4x categories. The value here depends on how often those categories show up in your monthly budget, because everything else drops to a standard 1x points.
CategoryRate
Beauty
4%
Bus
4%
Entertainment
4%
EV Charging
4%
Gym
4%
Metro
4%
Ride-Sharing
4%
Streaming
4%
Train
4%
Everywhere
1%
Rewards percent based on a valuation of 1¢ per Go Far Rewards point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
18.49%
Variable
Transfer APR
18.49% - 28.49%
Variable
Cash Advance APR
29.49%
Variable
Foreign Transaction Fee
$0.03
Balance Transfer
$5
Cash Advance
$10
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
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