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  1. Credit Cards
  2. Signify Business Cash®
Wells Fargo

Signify Business Cash®

The Signify Business Cash® is built for business owners who want a very simple card with no annual fee and no category tracking. It works best as a basic spending card for businesses that value straightforward cash-back style rewards over premium perks or bonus categories.

Welcome Offer
50,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Simple business spending
How to ApplyEstimate your value
Signify Business Cash®

All information about Signify Business Cash® has been collected independently by MaxRewards. Signify Business Cash® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Signify Business Cash® worth it?

This card is great for...

Everyday business purchases

No-fee rewards earning

Straightforward bookkeeping

This card is worth a look for small business owners who want to keep things uncomplicated. You get a no-annual-fee business card, a solid welcome offer, and a flat 1% back in Wells Fargo Go Far Rewards points that are easy to understand if you just want steady value without juggling spending categories.

The tradeoff is that there is not much beyond that simplicity. With only 1% back on purchases and no listed perks or credits, this is not a strong long-term choice for businesses with meaningful card spend or owners hoping for travel benefits, protections, or higher returns in common expense categories. It fits best for someone who cares more about keeping one simple card in rotation than maximizing rewards.

MaxRewards

MaxRewards Verdict

The Signify Business Cash® makes the most sense for business owners who want a no-fee card that stays simple from day one. Its biggest limitation is easy to spot: the rewards rate is modest, and there are no meaningful extras to lift its value beyond basic spending.

Welcome Offer

50,000 Points

after you spend $5,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

$500

Required Spend

$5,000

Time Frame

3 Months

Est. Value

$500

Required Spend

$5,000

Time Frame

3 Months

Earning

Rewards

The rewards setup here is as simple as it gets. You earn 1x points on purchases, which works like a flat 1% return at the listed point value, so this card is easy to understand but not especially rewarding for heavier spenders.

CategoryRate

Everywhere

1%

Rewards percent based on a valuation of 1¢ per Go Far Rewards point

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

16.74% - 24.74%

Variable

Cash Advance APR

29.49%

Variable

Foreign Transaction Fee

None

For rates and fees of Signify Business Cash®, please visit the Wells Fargo website.

Table of Contents

Signify Business Cash®

Signify Business Cash®

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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Rec. Credit

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