100,000 Points
Worth $1,000
After you spend $25,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$125
Rec. Credit
Excellent
Wells Fargo
Autograph Journey℠
The Wells Fargo Autograph Journey is built for travelers who want top-tier rewards on flights and hotel stays without paying a multi-hundred-dollar annual fee. It combines exceptionally strong point rates on travel and dining with essential built-in protection against trip disruptions.
Welcome Offer
60,000 Points
Annual Fee
$95
Rec. Credit Score
Excellent
Good For
Frequent travel spenders
All information about Autograph Journey℠ has been collected independently by MaxRewards. Autograph Journey℠ is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Autograph Journey℠ worth it?
This card is great for...
Direct flight and hotel bookings
Dining and general travel purchases
Built-in trip cancellation coverage
For a $95 annual fee, the Autograph Journey delivers point-earning power that rivals cards charging four times as much. Earning 5x points on hotel purchases and 4x points on flights booked directly with travel providers makes it exceptionally strong for independent travelers who prefer not to use third-party portals. Combined with 3x points on dining and general travel, the card yields substantial rewards on typical vacation spending. The main tradeoff is its focused feature set. While it provides up to $15,000 in trip cancellation and interruption insurance alongside zero foreign transaction fees, it does not include premium extras like airport lounge access or annual statement credits. If your goal is to maximize reward earnings on travel rather than pay for luxury perks, this card easily earns its place in your wallet.
MaxRewards Verdict
An outstanding choice for travelers seeking maximum point returns on flights and hotels for a modest $95 annual fee, though luxury perks like lounge access are not included.
Welcome Offer
60,000 Points
after you spend $4,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$600
Required Spend
$4,000
Time Frame
3 Months
Est. Value
$600
Required Spend
$4,000
Time Frame
3 Months
Earning
Rewards
Earn flexible points across travel and dining spending, with elevated multipliers for direct hotel and airline bookings.
CategoryRate
Hotel
5%
Airline
4%
Dining
3%
Travel
3%
Everywhere
1%
Rewards percent based on a valuation of 1¢ per Go Far Rewards point
Benefits
More Benefits
Roadside Dispatch®
Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869.
Trip Cancellation and Interruption Protection
Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$95
Purchase APR
19.49% - 28.49%
Variable
Transfer APR
19.49% - 28.49%
Variable
Cash Advance APR
29.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$5
Cash Advance
$10
Late Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Wells Fargo
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50,000 Points
Worth $500
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
60,000 Points
Worth $360
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 6%Choice Privileges
- 3%AT&T
- 3%Gas
Annual Fee
$95
Rec. Credit
Excellent