Autograph®

Autograph is built for someone who wants one no-annual-fee card to cover a lot of everyday spending without micromanaging categories. It works best as a broad travel-and-dining card, but its extra rewards on gas, transit, streaming, phone plans, and EV charging also make it a practical primary card for daily use.

Welcome Offer

20,000 Points

Annual Fee

Rec. Credit Score

Excellent

Good For

Everyday travel spenders

How to Apply Estimate your value

All information about Autograph® has been collected independently by MaxRewards. Autograph® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Autograph® worth it?

This card is great for...

Dining and travel purchases

Gas, transit, and EV charging

Cell phone bill payments

Yes, for the right person this is an easy card to justify because there is no annual fee and the bonus categories line up with spending many households already have. If you spend regularly on restaurants, travel, gas, transit, streaming, and your phone bill, Autograph can do more than a typical no-fee card without asking you to keep track of rotating categories or credits.

The tradeoff is that the rewards are straightforward rather than outsized. Go Far Rewards are worth about 1 cent each here, so this card fits better for someone who wants simple value than for someone chasing premium transfer-card upside. If most of your spending falls outside its 3x categories, a flat-rate card could be a better everyday choice.

MaxRewards Verdict

Autograph is a strong fit for someone who wants wide 3x bonus categories and no annual fee. Its main limitation is simple: outside those categories, it drops to 1x, so it is strongest for households that naturally spend in its bonus lanes.

Welcome Offer

20,000 Points

after you spend $1,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

$200

Required Spend

$1,000

Time Frame

3 Months

Est. Value

$200

Required Spend

$1,000

Time Frame

3 Months

Earning

Rewards

The rewards setup is easy to follow: 3x points across several useful everyday and travel categories, then 1x on everything else. In practice, this card does its best work when dining, travel, commuting, gas, streaming, and phone bills make up a meaningful share of your budget.

CategoryRate

Dining

EV Charging

Gas

Streaming

Telecommunication

Travel

Everywhere

Rewards percent based on a valuation of 1¢ per Go Far Rewards point

Benefits

More Benefits

Cellular Telephone Protection

Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Auto Rental Collision Damage Waiver

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.

Travel and Emergency Assistance Services

Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world. To learn more, call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675.

Roadside Dispatch®

Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869.

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing