Built for British Airways flyers and Avios collectors, this card makes the most sense if you regularly book with British Airways, Iberia, Aer Lingus, or LEVEL and want a simple way to boost that balance. It is more of an airline loyalty card than an everyday travel card, with its strongest value tied to partner flight spending and a few British Airways-specific perks.
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Terms Apply. For rates and fees of British Airways Visa Signature® Card, please visit the Chase website.
British Airways flight purchases
Avios balance building
Reward flight fee savings
This card is worth a look if British Airways or its Avios partners already play a real role in how you travel. The 3x Avios rate on British Airways, Iberia, Aer Lingus, and LEVEL purchases is the main draw, and the reward flight statement credit plus 10% discount on eligible British Airways flights can add practical value for someone who books with the airline more than occasionally. For that kind of cardholder, a $95 annual fee is not hard to justify.
For most other travelers, this is a niche airline card. The hotel bonus is modest, everyday spending only earns 1x Avios, and the headline Travel Together Ticket requires $30,000 in annual spending, which is a high bar for a benefit many cardholders will never use. If you want a more flexible rewards card for general travel or daily purchases, you will likely get more value elsewhere.
A solid fit for frequent British Airways and Avios users who will use the airline-specific discounts and reward flight savings. If you are not actively booking into the Avios ecosystem, its ongoing value is fairly limited.
Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Est. Value
$1,125
Required Spend
$5,000
Time Frame
3 Months
Est. Value
$1,125
Required Spend
$5,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards percent based on a valuation of 1.5¢ per British Airways Avios
This card earns Avios, so the key question is whether you have a good use for British Airways and partner redemptions. The rewards structure is straightforward: strong earnings on eligible airline purchases, a smaller bonus on direct hotel stays, and a basic rate everywhere else.
Purchases (Iberia), Purchases (British Airways), Purchases (Aer Lingus), Purchases (LEVEL)
Hotel Accommodations (Directly With Hotel)
All Other Purchases
Est. Annual Rewards
The fee is relatively modest, and most of the card’s offsetting value comes from British Airways-specific savings rather than a long list of broad travel credits. Look closely at the flight discount, reward flight statement credit, and whether the companion-style Travel Together Ticket is realistic for your spending.
Enrollment is required for select benefits
Our app automatically tracks valuable credits so you don't miss any rewards.
DoorDash non-restaurant promoReward Flight Statement Credit
Pay for your reward flight taxes and fees using your Chase British Airways Visa Signature® credit card to receive a statement credit.
Travel Accident Insurance
When you pay for your air, bus, train, or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Complimentary DashPass Membership
$0 delivery fees on eligible orders from DoorDash and Caviar after activating by 12/31/27.
Save 10% - BA.com/chase10
We’re pleased to offer this exclusive 10% discount on British Airways flights to our loyal British Airways Visa Signature® cardholders.
oneworld®
With our partners in the oneworld alliance, we offer a global network of hundreds of destinations, seamless customer service, and shared benefits for frequent flyers.
Travel Together Ticket
Spend $30,000 every calendar year on your British Airways Visa Signature® Credit Card and receive a two-for-one Travel Together Ticket.
British Airways Executive Club
Automatic enrollment in the British Airways Executive Club for new Members.
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Annual Fee
$95
Purchase APR
19.24% - 27.74%
Variable
Transfer APR
19.24% - 27.74%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$5
Cash Advance
$10
Late Payment
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 200,000 bonus points
Worth $2,500
After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
Annual Fee
$795
Rec. Credit
Good
Terms apply.
See rates & fees.Earn 100,000 bonus points
Worth $1,250
After you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Rec. Credit
Good
Terms apply.
See rates & fees.Earn 100,000 bonus points
Worth $1,250
After you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee
$795
Rec. Credit
Excellent
Terms apply.
See rates & fees.
