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  1. Credit Cards
  2. Chase Freedom Rise®
Chase

Chase Freedom Rise®

The Chase Freedom Rise is designed for beginners looking to build credit while earning solid rewards on everyday purchases. With no annual fee and a flat earning structure, it offers a simple entry point into the Chase ecosystem without sacrificing useful protections.

Annual Fee
$0
Rec. Credit Score
Good
Good For
Building credit with flat rewards
Estimate your value
Chase Freedom Rise®

All information about Chase Freedom Rise® has been collected independently by MaxRewards. Chase Freedom Rise® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Chase Freedom Rise® worth it?

This card is great for...

First-time credit builders

Everyday flat-rate spending

DoorDash delivery savings

For anyone looking to establish or rebuild credit, the Chase Freedom Rise offers exceptional value. Carrying no annual fee, it earns a competitive 1.5% back on all purchases, making it far more useful than typical starter cards that offer minimal rewards. Added benefits like purchase protection, trip cancellation insurance, and a complimentary DashPass membership provide practical savings right away.

The main drawback is the absence of a traditional welcome bonus and a 3% foreign transaction fee on international purchases. However, as an accessible credit-building tool with strong everyday earnings, it serves as a great launchpad for future card upgrades.

MaxRewards

MaxRewards Verdict

An ideal choice for newcomers building credit who want flat-rate rewards and baseline purchase protections without paying an annual fee.

Earning

Rewards

Earn Ultimate Rewards points on every dollar spent, featuring a simple flat rate that requires no registration or category tracking.

CategoryRate

Lyft

3%

Everywhere

2.3%

Rewards percent based on a valuation of 1.5¢ per Ultimate Rewards point

Annual Credits & Perks

Benefits

Enjoy built-in travel coverage, shopping safeguards, and food delivery perks that provide noticeable value on a zero-fee card.

BenefitAnnual value
$40

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Chase Freedom Rise®DoorDash non-restaurant promo
Autotracked
$0 of $10Every 3 months

Benefits

Insurance

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.


Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.


Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.


Travel and Emergency Assistance

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained).

Benefits

Status & Access

Complimentary DashPass Membership

Get a complimentary DashPass membership on DoorDash and Caviar. DashPass provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

18.24% - 27.74%

Variable

Transfer APR

18.24% - 27.74%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

$0.03

Balance Transfer

$5

Cash Advance

$10

Late Payment

$40

Return Payment

$40

For rates and fees of Chase Freedom Rise®, please visit the Chase website.

Table of Contents

Chase Freedom Rise®

Chase Freedom Rise®

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Recognition

Featured in

  • #3Best Beginner Credit CardsView list
  • #9Best Student Credit CardsView list

Other cards from Chase

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Sapphire Reserve for Business℠Sapphire Reserve for Business℠
Limited Time Offer

Earn 200,000 bonus points

Worth $3,000

After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

  • 7.5%12%Airline Tickets (Chase Travel), Hotels (Including The Edit) (Chase Travel), Car Rentals (Chase Travel), Cruises (Chase Travel), Activities and Tours (Chase Travel)
  • 7.5%7.5%Lyft Rides
  • 7.5%6%Flights (Booked Direct), Hotels (Booked Direct)

Annual Fee

$795

Rec. Credit

Good

View card details
Air Canada Aeroplan®Air Canada Aeroplan®

115,000 Points

Worth $1,610

After you spend $4,000 on purchases on your new card in your first 3 months of card membership.

  • 7.5%1.4%Everywhere

Annual Fee

$195

Rec. Credit

Excellent

View card details
Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,500

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 7.5%12%Purchases (Chase Travel), The Edit (Chase Travel)
  • 7.5%6%Flights (Booked Direct), Hotels (Booked Direct)
  • 7.5%4.5%Dining (Worldwide)

Annual Fee

$795

Rec. Credit

Excellent

View card details