The Chase Freedom Rise® is built for someone who wants a simple first rewards card from a major issuer, especially if they are still establishing credit and want straightforward day-to-day use. It works best as an everyday spending card, not a travel specialist or category-optimization card.
All information about Chase Freedom Rise® has been collected independently by MaxRewards. Chase Freedom Rise® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Everyday purchases
Building credit with rewards
DoorDash orders
Yes, for the right person. The Freedom Rise makes the most sense if you want a no-annual-fee card that keeps things simple: 1.5x points on general spending, a Visa network that is easy to use almost anywhere, and a few useful protections that are not always available on entry-level cards. It is also a reasonable starting point if you want to begin a relationship with Chase while earning Ultimate Rewards points.
It is less compelling if you already have solid credit and are comfortable managing multiple cards. In that case, there are stronger no-fee cards with higher flat-rate earnings or better bonus categories. The 3% foreign transaction fee also makes this a poor fit for international travel. This card is worth it as a starter card and everyday spender, but not as a long-term points strategy for most people.
The Freedom Rise is a solid fit for newer cardholders who want a simple, no-fee card from Chase and do most of their spending outside bonus categories. If you already qualify for stronger rewards cards, its flat 1.5x earning rate will likely feel limited.
Earning
This card keeps rewards easy: you earn Ultimate Rewards points at a flat rate on most purchases, with a small bump on Lyft. That simplicity is the main appeal, especially if you want one card for everyday spending without tracking rotating or niche categories.
Lyft
Everywhere
Rewards percent based on a valuation of 1.25¢ per Ultimate Rewards point
Annual Credits & Perks
The fee is $0, so the practical value here comes from a handful of smaller ongoing perks rather than big annual credits. If you use DoorDash, those savings can add some real day-to-day value.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
DoorDash non-restaurant promoBenefits
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained).
Benefits
Complimentary DashPass Membership
Get a complimentary DashPass membership on DoorDash and Caviar. DashPass provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
18.24% - 27.74%
Variable
Transfer APR
18.24% - 27.74%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
$0.03
Balance Transfer
$5
Cash Advance
$10
Late Payment
$40
Return Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Recognition
Earn 200,000 bonus points
Worth $2,500
After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
Annual Fee
$795
Rec. Credit
Good
Last Chance!
Earn 100,000 bonus points
Worth $1,250
After you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Rec. Credit
Good
Earn 100,000 bonus points
Worth $1,250
After you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee
$795
Rec. Credit
Excellent
