Discover it® Chrome Gas & Restaurant

The Discover it® Chrome Gas & Restaurant is a simple, no-annual-fee option built for drivers and casual diners seeking low-maintenance cash back. It functions primarily as a straightforward starter or everyday card for routine road and dining expenses.

Annual Fee

Rec. Credit Score

Good

Good For

Commuters and casual diners

How to Apply Estimate your value

All information about Discover it® Chrome Gas & Restaurant has been collected independently by MaxRewards. Discover it® Chrome Gas & Restaurant is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Discover it® Chrome Gas & Restaurant worth it?

This card is great for...

Gas station purchases

Dining and takeout

No annual fee cash back

For drivers and frequent diners who want a basic card without an annual fee, the Discover it® Chrome Gas & Restaurant offers reliable cash-back earning on routine spending. Its main appeal lies in its total lack of ongoing fees, making it an easy, risk-free card to hold long-term alongside other financial tools.

However, cardholders with higher monthly budgets may quickly outgrow its earning rate. Dedicated flat-rate 2% cash-back cards or rotating category cards often yield significantly higher annual rewards without adding an annual fee.

MaxRewards Verdict

This card is a solid entry point for budget-conscious spenders focused on gas and food, though higher spenders will find stronger earning power elsewhere.

Earning

Rewards

Earn simple cash back on your daily spend with automatic rewards that do not require sign-ups or category tracking.

CategoryRate

Dining

Oct 1 – Dec 31 · Up to $1,000 in spend

Everywhere

Benefits

More Benefits

Price drop protection

We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.

Price match guarantee

If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.

Eligibility

Recommended Minimum Credit

Min: Good

Poor

Fair

Good

Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing