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  1. Credit Cards
  2. Enjoy Beyond
Truist

Enjoy Beyond

Enjoy Beyond is built for someone who wants straightforward travel rewards without paying an annual fee. It works best as a light travel and dining card, especially for cardholders who spend on flights, hotels, and car rentals but do not need premium travel perks.

Welcome Offer
30,000 Points
Annual Fee
$0
Rec. Credit Score
Good
Good For
No-fee travel rewards
How to ApplyEstimate your value
Enjoy Beyond

All information about Enjoy Beyond has been collected independently by MaxRewards. Enjoy Beyond is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Enjoy Beyond worth it?

This card is great for...

Flights and hotels

Car rentals

Dining spend

This card is worth a look if you want a simple no-annual-fee option that leans toward travel purchases. Earning 3x points on airlines, hotels, and car rentals, plus 2x on dining, gives it a clear use case for occasional travelers who want better-than-basic rewards in those categories. The welcome offer is also solid for a $0 annual fee card, and the lack of foreign transaction fees makes it easier to bring abroad.

The tradeoff is that the card does not bring much beyond its rewards rates. There are no listed travel protections, credits, or other perks to help it stand out, and 1x on everything else makes it a weaker choice for everyday non-travel spending. If your spending is spread across many categories, this works better as a specialist card than as your only card.

MaxRewards

MaxRewards Verdict

Enjoy Beyond fits travelers who want no annual fee, no foreign transaction fees, and boosted rewards on common travel purchases. Its main limitation is simple: outside of travel and dining, the card is pretty ordinary.

Welcome Offer

30,000 Points

after you spend $1,500 on purchases on your new card in your first 3 months of card membership.

Est. Value

$300

Required Spend

$1,500

Time Frame

3 Months

Est. Value

$300

Required Spend

$1,500

Time Frame

3 Months

Earning

Rewards

Truist Beyond points are worth about 1 cent each, so the rewards structure is fairly easy to read as cash-like value. The important question is whether you spend enough on travel bookings and dining to make the bonus categories meaningfully better than a flat-rate card.

CategoryRate

Airline

3%

Car Rental

3%

Hotel

3%

Dining

2%

Everywhere

1%

Rewards percent based on a valuation of 1¢ per Truist Beyond point

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

18.74% - 27.74%

Variable

Transfer APR

18.74% - 27.74%

Variable

Cash Advance APR

27.74%

Variable

Foreign Transaction Fee

None

Balance Transfer

$10

Cash Advance

$10

Late Payment

$40

Return Payment

None

For rates and fees of Enjoy Beyond, please visit the Truist website.

Table of Contents

Enjoy Beyond

Enjoy Beyond

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from Truist

See all 4 cards
Enjoy TravelEnjoy Travel

20,000 Miles

Worth $200

After you spend $1,500 on purchases on your new card in your first 3 months of card membership.

  • 2%2%Airline
  • 2%2%Car Rental
  • 2%2%Hotel

Annual Fee

$0

Rec. Credit

Good

View card details
Enjoy CashEnjoy Cash
  • 2%3%Gas
  • 2%2%Grocery
  • 2%1%Everywhere

Annual Fee

$0

Rec. Credit

Good

View card details
Enjoy Cash SecuredEnjoy Cash Secured
  • 2%3%Gas
  • 2%2%Grocery
  • 2%1%Everywhere

Annual Fee

$0

Rec. Credit

Good

View card details