20,000 Miles
Worth $200
After you spend $1,500 on purchases on your new card in your first 3 months of card membership.
- 2%Airline
- 2%Car Rental
- 2%Hotel
Annual Fee
$0
Rec. Credit
Good
Enjoy Beyond is built for someone who wants straightforward travel rewards without paying an annual fee. It works best as a light travel and dining card, especially for cardholders who spend on flights, hotels, and car rentals but do not need premium travel perks.

All information about Enjoy Beyond has been collected independently by MaxRewards. Enjoy Beyond is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Flights and hotels
Car rentals
Dining spend
This card is worth a look if you want a simple no-annual-fee option that leans toward travel purchases. Earning 3x points on airlines, hotels, and car rentals, plus 2x on dining, gives it a clear use case for occasional travelers who want better-than-basic rewards in those categories. The welcome offer is also solid for a $0 annual fee card, and the lack of foreign transaction fees makes it easier to bring abroad.
The tradeoff is that the card does not bring much beyond its rewards rates. There are no listed travel protections, credits, or other perks to help it stand out, and 1x on everything else makes it a weaker choice for everyday non-travel spending. If your spending is spread across many categories, this works better as a specialist card than as your only card.

Enjoy Beyond fits travelers who want no annual fee, no foreign transaction fees, and boosted rewards on common travel purchases. Its main limitation is simple: outside of travel and dining, the card is pretty ordinary.
Welcome Offer
after you spend $1,500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$300
Required Spend
$1,500
Time Frame
3 Months
Est. Value
$300
Required Spend
$1,500
Time Frame
3 Months
Earning
Truist Beyond points are worth about 1 cent each, so the rewards structure is fairly easy to read as cash-like value. The important question is whether you spend enough on travel bookings and dining to make the bonus categories meaningfully better than a flat-rate card.
Airline
Car Rental
Hotel
Dining
Everywhere
Rewards percent based on a valuation of 1¢ per Truist Beyond point
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
18.74% - 27.74%
Variable
Transfer APR
18.74% - 27.74%
Variable
Cash Advance APR
27.74%
Variable
Foreign Transaction Fee
None
Balance Transfer
$10
Cash Advance
$10
Late Payment
$40
Return Payment
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
20,000 Miles
Worth $200
After you spend $1,500 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$0
Rec. Credit
Good
Annual Fee
$0
Rec. Credit
Good
Annual Fee
$0
Rec. Credit
Good