Enjoy Cash

Enjoy Cash is built for someone who wants a simple no-annual-fee cash back card and spends a meaningful amount on gas. It works best as a straightforward everyday card for local spending, especially if fuel is one of your bigger regular expenses.

Annual Fee

Rec. Credit Score

Good

Good For

Gas-focused spending

How to Apply Estimate your value

All information about Enjoy Cash has been collected independently by MaxRewards. Enjoy Cash is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Enjoy Cash worth it?

This card is great for...

Gas station purchases

No annual fee cash back

No foreign transaction fees

This card is worth a look if gas is one of your top spending categories and you want a low-maintenance cash back card with no annual fee. The 3% back on gas is the main reason to carry it, and the lack of foreign transaction fees is a useful extra that is not always common on a basic cash back card.

For most other spending, the value is more limited. Grocery rewards are capped, there is no welcome bonus, and everything outside the bonus categories earns just 1%. If you want one card to cover most of your wallet, many readers will likely want broader bonus categories or a stronger flat-rate return.

MaxRewards Verdict

Enjoy Cash makes the most sense for drivers who want solid gas rewards without paying an annual fee. Its biggest limitation is that the rest of the rewards structure is fairly narrow, so it is stronger as a simple specialist card than a do-it-all option.

Earning

Rewards

The rewards setup here is easy to follow: higher cash back on gas, a smaller bonus on grocery purchases, and 1% back everywhere else. In practice, this card is most useful when gas is a regular part of your monthly budget.

CategoryRate

Gas

Grocery

Up to $1,000 spend per year

Everywhere

Eligibility

Recommended Minimum Credit

Min: Good

Poor

Fair

Good

Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing