Fred Meyer Rewards® World Mastercard®

The Fred Meyer Rewards® World Mastercard® is built for shoppers who already spend regularly at Fred Meyer and can make good use of mobile wallet payments. It works best as a no-annual-fee specialist card for Fred Meyer purchases and eligible Apple Pay or Google Pay spending, not as a primary card for all-around rewards.

Annual Fee

Rec. Credit Score

Excellent

Good For

Fred Meyer regulars

How to Apply Estimate your value

All information about Fred Meyer Rewards® World Mastercard® has been collected independently by MaxRewards. Fred Meyer Rewards® World Mastercard® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Fred Meyer Rewards® World Mastercard® worth it?

This card is great for...

Fred Meyer shopping

Mobile wallet purchases

No foreign transaction fees

This card is worth a look if Fred Meyer is part of your normal routine and you use Apple Pay or Google Pay often enough to take advantage of the 5% category. For a $0 annual fee card, that combination can make it a useful side card, especially if you want to earn stronger rewards on mobile wallet purchases up to the cap and get 2% back at Fred Meyer.

For most readers, though, this is not the only card to carry. The appeal is fairly narrow: 1% back everywhere else is just standard, there is no welcome bonus, and there are no notable extra perks listed to add value beyond the rewards rate. If you do not shop at Fred Meyer often or you rarely pay with a mobile wallet, a simpler flat-rate cash back card will likely be the better everyday choice.

MaxRewards Verdict

A solid fit for frequent Fred Meyer shoppers who also use Apple Pay or Google Pay regularly. Outside those lanes, the rewards are too limited for this to stand out as an everyday card.

Earning

Rewards

The rewards story here is straightforward: higher earnings at Fred Meyer and on eligible mobile wallet purchases, with 1% back on everything else. Think of it as a targeted card for a few specific spending habits rather than a broad rewards card.

CategoryRate

Apple Pay

Up to $3,000 spend per year

Google Pay

Up to $3,000 spend per year

Fred Meyer

Everywhere

Rewards percent based on a valuation of 1¢ per Kroger Rewards point

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing