The New IHG One Rewards Business Credit Card

For business owners who regularly book IHG hotels, this card easily justifies its $200 annual fee. Earning up to 26X total points on IHG stays provides massive value, while 5X points on advertising, direct flights, car rentals, gas, and dining makes everyday business expenses surprisingly rewarding. Even general non-category spending earns 3X points, ensuring steady progress toward hotel redemptions across all your spending. The main drawback is point valuation and flexibility. Because IHG points are worth roughly 0.59 cents each, high multipliers represent solid rather than astronomical returns. If your business is not committed to the IHG brand or if you prefer flexible points that transfer to multiple airline and hotel partners, a general business travel card may be a better fit.