King Soopers REWARDS World Mastercard®

Yes, for a fairly specific kind of cardholder. If you regularly pay with Apple Pay or Google Pay, the 5% back on up to $3,000 per year in mobile wallet purchases is the main reason to carry this card. That cap still covers a meaningful amount of everyday spend, and the $0 annual fee makes it easy to keep for targeted purchases. Regular King Soopers shoppers also get a modest bump at the grocery store, which adds a little more value if this is already part of your routine.

It is less compelling as an all-around card. Once you hit the mobile wallet cap, or if many of your purchases do not accept digital wallets, you are mostly looking at 1% back outside King Soopers. There are no notable extra perks to make up for that. For most readers, this is a side card with a useful niche, not the only card you would want in your wallet.