MaxRewards Logo
  • Home
Sign Up
MaxRewards Logo

Join over 900,000 members maximizing their rewards

Download on Google PlayDownload on the App Store
  • Facebook
  • Instagram
  • TikTok
  • LinkedIn
App
  • Best Card
  • Offers
  • Benefits
  • Insights
  • Aggregation
  • Platinum
Resources
  • About
  • Changelog
  • Careers
  • Help Center
  • Contact Us
Travel & Perks
  • Best Travel Credit Cards
  • Best Premium Credit Cards
  • Best Airline Credit Cards
  • Best Hotel Credit Cards
  • Best Welcome Offer Credit Cards
Everyday Rewards
  • Best Cash Back Credit Cards
  • Best Restaurants Credit Cards
  • Best Groceries Credit Cards
  • Best Gas & EV Credit Cards
  • Best No-Annual-Fee Credit Cards
Credit & Needs
  • Best Beginner Credit Cards
  • Best Student Credit Cards
  • Best Business Credit Cards

© 2026 MaxRewards. All Rights Reserved.

Terms & ConditionsPrivacy Policy
  1. Credit Cards
  2. Marriott Bonvoy Bold® Credit Card
Chase

Marriott Bonvoy Bold® Credit Card

The Marriott Bonvoy Bold® Credit Card is built for occasional Marriott guests who want a no-annual-fee way to earn Bonvoy points and keep a foot in the Marriott ecosystem. It works best as a hotel-specific card for Marriott stays, not as an everyday spending card for all your purchases.

Welcome Offer
Limited Time Offer: Earn 60,000 Bonus Points

Ending Soon!

Annual Fee
$0
Rec. Credit Score
Good
Good For
Occasional Marriott guests
Learn MoreEstimate your value
Marriott Bonvoy Bold® Credit Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Marriott Bonvoy Bold® Credit Card worth it?

This card is great for...

Marriott hotel stays

No-fee travel cards

Bonvoy status starters

This card is worth a look if you stay with Marriott a few times a year and want a $0 annual fee card that gives you extra value at Marriott properties, no foreign transaction fees, and a modest set of travel protections. The automatic Silver Elite status and 5 Elite Night Credits are useful if you are trying to move up within Bonvoy or want a little recognition without paying for a higher-end card.

For most everyday spending, though, the card is weak. Earning 1x points on non-Marriott purchases, with Marriott points valued around 0.7 cents each, is not competitive with strong cash-back cards or flexible-points cards. If Marriott is only a small part of your travel and you want one card to use everywhere, this is probably too narrow. It makes more sense as a no-fee companion card for Marriott loyalists than as your primary wallet card.

MaxRewards

MaxRewards Verdict

A solid fit for travelers who want a no-fee Marriott card and regularly book Marriott stays. Its main limitation is simple: outside Marriott purchases, the rewards are light.

Welcome Offer

Earn 60,000 Bonus Points

Limited Time Offer

Ending Soon!

after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card!

Est. Value

$420

Required Spend

$1,000

Time Frame

3 Months

Est. Value

$420

Required Spend

$1,000

Time Frame

3 Months

Earning

Rewards

This card’s rewards story is straightforward. Most of the value is concentrated on Marriott stays, while everyday purchases earn at a much slower pace, so it helps to think of this as a brand card first and a general spending card second.

CategoryRate

Hotels (Marriott Bonvoy)

9.8%

Everywhere

0.7%

Rewards percent based on a valuation of 0.7¢ per Marriott point

Benefits

Credits

5 Elite Night Credits

Receive 5 Elite Night Credits every calendar year. Restrictions apply.

Benefits

Insurance

Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.


Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.


Baggage Delay Insurance

Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.


Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

Benefits

Status & Access

Automatic Silver Elite Status

You automatically receive Marriott Bonvoy® Silver Elite status every calendar year.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

19.24% - 27.74%

Variable

Transfer APR

19.24% - 27.74%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$10

Late Payment

None

For rates and fees of Marriott Bonvoy Bold® Credit Card, please visit the Chase website.

Table of Contents

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

Learn More

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from Chase

See all 45 cards
Sapphire Reserve for Business℠Sapphire Reserve for Business℠
Limited Time Offer

Earn 200,000 bonus points

Worth $2,500

After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

  • 6.25%10%Airline Tickets (Chase Travel), Hotels (Including The Edit) (Chase Travel), Car Rentals (Chase Travel), Cruises (Chase Travel), Activities and Tours (Chase Travel)
  • 6.25%6.25%Lyft Rides
  • 6.25%5%Flights (Booked Direct), Hotels (Booked Direct)

Annual Fee

$795

Rec. Credit

Good

View card details
Chase Sapphire Preferred® CardChase Sapphire Preferred® Card
Limited Time Offer

Last Chance!

Earn 100,000 bonus points

Worth $1,250

After you spend $5,000 on purchases in the first 3 months from account opening.

  • 6.25%6.25%Travel (Chase Travel)
  • 6.25%3.75%Dining
  • 6.25%3.75%Gas, EV Charging

Annual Fee

$95

Rec. Credit

Good

View card details
Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,250

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 6.25%10%Purchases (Chase Travel), The Edit (Chase Travel)
  • 6.25%5%Flights (Booked Direct), Hotels (Booked Direct)
  • 6.25%3.75%Dining (Worldwide)

Annual Fee

$795

Rec. Credit

Excellent

View card details