100,000 Points
Worth $1,000
After you spend $25,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$125
Rec. Credit
Excellent
Wells Fargo
One Key™
The One Key Card is built for travelers who frequently book through Expedia, Hotels.com, and Vrbo and want generous rewards without paying an annual fee. It functions as both a specialized travel portal card and a versatile everyday earner across groceries, gas, and dining.
Welcome Offer
25,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Expedia and Vrbo travelers
All information about One Key™ has been collected independently by MaxRewards. One Key™ is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the One Key™ worth it?
This card is great for...
Expedia and Vrbo bookings
Everyday grocery, gas, and dining spending
Fee-free international travel
For regular users of Expedia, Hotels.com, and Vrbo, this card delivers strong value for no annual fee. Earning 6% on Expedia bookings alongside 3% on groceries, gas, and dining makes it easy to earn rewards on both daily routines and upcoming trips. Since it carries no foreign transaction fees, it serves as a lightweight travel companion.
However, because rewards are designed to be redeemed within the Expedia ecosystem, travelers who prefer booking directly with hotels or airlines may find the card less versatile than standard cash-back cards or general travel cards with flexible points.
MaxRewards Verdict
An easy pick for loyal Expedia and Vrbo bookers wanting generous everyday bonus categories without an annual fee. Travelers who prefer direct bookings or flexible airline transfer partners will likely want a broader travel card instead.
Welcome Offer
25,000 Points
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$250
Required Spend
$1,000
Time Frame
3 Months
Earning
Rewards
Rewards are earned as OneKeyCash that can be applied directly toward eligible bookings on Expedia, Hotels.com, and Vrbo. The earning rates combine high returns on portal travel with strong bonus categories on everyday spending.
CategoryRate
Expedia
6%
Expedia.com
6%
Vrbo
5%
Dining
3%
Gas
3%
Grocery
3%
Everywhere
1.5%
Rewards percent based on a valuation of 1¢ per Go Far Rewards point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
18.49% - 28.49%
Variable
Transfer APR
18.49% - 28.49%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$5
Cash Advance
$10
Late Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Wells Fargo
See all 23 cards
60,000 Points
Worth $600
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
- 5%Hotel
- 4%Airline
- 3%Dining
Annual Fee
$95
Rec. Credit
Excellent
50,000 Points
Worth $500
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Excellent