The Slate® is built for someone who wants a simple no-annual-fee card and does not care about bonus categories. It works best as a basic everyday card for light spending, especially if you value a few shopping and DoorDash-related perks more than maximizing cash back.
All information about Slate® has been collected independently by MaxRewards. Slate® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Basic everyday purchases
DoorDash orders
Purchase protection coverage
This card is worth considering if your main goal is keeping things simple with a $0 annual fee and a flat 1% back on everything. The appeal is less about rewards and more about having a straightforward card from Chase with a few useful protections, plus DashPass and a small quarterly DoorDash credit for non-restaurant orders.
For most readers focused on earning cash back, though, the Slate® is a hard card to recommend as a primary spender. A 1% return is easy to beat, even among no-annual-fee cards, and the 3% foreign transaction fee makes it a poor choice for international use. It fits best as a low-maintenance card for someone who values simplicity and may use the included perks, not as a card for maximizing everyday rewards.
The Slate® makes the most sense for someone who wants a no-fee Chase card with basic protections and modest DoorDash value. If rewards are your priority, its flat 1% earning rate leaves too much on the table.
Earning
Rewards here are as simple as they come: 1% cash back on purchases, with no bonus categories to track. That makes the card easy to use, but it also means the return is modest compared with many other no-annual-fee cards.
Everywhere
Annual Credits & Perks
The main practical value comes from DoorDash perks, not from ongoing statement credits across a wide range of merchants. If you already order through DoorDash, those benefits can add a little extra value to an otherwise basic card.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
DoorDash non-restaurant promoBenefits
Complimentary DashPass Membership
Get a complimentary DashPass membership on DoorDash and Caviar. DashPass provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
18.24% - 28.24%
Variable
Transfer APR
18.24% - 28.24%
Variable
Cash Advance APR
28.49%
Variable
Foreign Transaction Fee
$0.03
Balance Transfer
$5
Cash Advance
$10
Late Payment
$40
Return Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 200,000 bonus points
Worth $3,000
After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
Annual Fee
$795
Rec. Credit
Good
Earn 100,000 bonus points
Worth $1,500
After you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee
$795
Rec. Credit
Excellent
Earn 100,000 bonus points
Worth $1,500
After you spend $8,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Rec. Credit
Good
