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  1. Credit Cards
  2. Southwest Rapid Rewards® Priority Credit Card
Chase

Southwest Rapid Rewards® Priority Credit Card

Built for frequent Southwest travelers, the Southwest Rapid Rewards® Priority Credit Card delivers top-tier airline perks including automatic anniversary points, elevated flight rewards, and accelerated status qualification. It is an ideal companion for anyone who flies Southwest several times a year and wants to maximize flight benefits.

Welcome Offer
Earn 60,000 bonus points
Annual Fee
$229
Rec. Credit Score
Good
Good For
Frequent Southwest travelers
Learn MoreEstimate your value
Southwest Rapid Rewards® Priority Credit Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Southwest Rapid Rewards® Priority Credit Card worth it?

This card is great for...

Frequent Southwest flights

Companion Pass qualification

Early flight boarding

The Southwest Rapid Rewards® Priority Credit Card easily justifies its $229 annual fee for regular Southwest passengers. The yearly 7,500 anniversary points significantly reduce the effective fee on their own, while added features like free checked bags and priority boarding group access deliver clear, direct savings on almost every trip.

For casual travelers who prefer flexibility across multiple airlines, a general travel card might be a better fit. But for loyal Southwest flyers aiming to reach A-List status or earn the Companion Pass®, the accelerated point multipliers and annual qualification boosts make this card a high-value option.

MaxRewards

MaxRewards Verdict

An exceptional choice for regular Southwest flyers who can maximize its premium airline benefits, though less compelling for travelers wanting multi-airline flexibility.

Welcome Offer

Earn 60,000 bonus points

after spending $2,000 on purchases in the first 3 months from account opening.

Est. Value

$780

Required Spend

$2,000

Time Frame

3 Months

Est. Value

$780

Required Spend

$2,000

Time Frame

3 Months

Earning

Rewards

Earning centers on Rapid Rewards points, offering maximum value on Southwest purchases alongside elevated earnings on everyday categories like dining and gas.

CategoryRate

Flights (Southwest Airlines), Inflight Purchases (Southwest Airlines), Gift Cards (Southwest Airlines)

5.2%

Car Rental

Oct 1 – Dec 31

2.6%

Hotel

Oct 1 – Dec 31

2.6%

Ride-Sharing

Oct 1 – Dec 31

2.6%

Streaming

Oct 1 – Dec 31

2.6%

Telecommunication

Oct 1 – Dec 31

2.6%

Transit

Oct 1 – Dec 31

2.6%

Gas Stations, Restaurants

2.6%

All Other Purchases

1.3%

Rewards percent based on a valuation of 1.3¢ per Southwest point

Benefits

Insurance

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.


Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.


Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.


Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Benefits

Status & Access

Get to A-List status faster

Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status.


Complimentary DashPass membership

$0 delivery fees on eligible orders from DoorDash and Caviar after activating by 12/31/27.

Benefits

Other

25% back on inflight purchases

Receive 25% back on inflight purchases.


7,500 anniversary points

7,500 anniversary points every year on your Cardmember Anniversary.


Boarding benefit

Cardmembers and up to 8 additional passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.


First checked bag free

First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$229

Purchase APR

19.24% - 27.74%

Variable

Transfer APR

19.24% - 27.74%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$10

Late Payment

None

For rates and fees of Southwest Rapid Rewards® Priority Credit Card, please visit the Chase website.

Table of Contents

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

Learn More

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Recognition

Featured in

  • #3Best Airline Credit CardsView list
  • #12Best Travel Credit CardsView list

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Earn 200,000 bonus points

Worth $3,000

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  • 7.5%12%Airline Tickets (Chase Travel), Hotels (Including The Edit) (Chase Travel), Car Rentals (Chase Travel), Cruises (Chase Travel), Activities and Tours (Chase Travel)
  • 7.5%7.5%Lyft Rides
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Rec. Credit

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Rec. Credit

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Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,500

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 7.5%12%Purchases (Chase Travel), The Edit (Chase Travel)
  • 7.5%6%Flights (Booked Direct), Hotels (Booked Direct)
  • 7.5%4.5%Dining (Worldwide)

Annual Fee

$795

Rec. Credit

Excellent

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