MaxRewards Logo
  • Home
Sign InSign Up
MaxRewards Logo

Join over 900,000 members maximizing their rewards

Download on Google PlayDownload on the App Store
  • Facebook
  • Instagram
  • TikTok
  • LinkedIn
App
  • Best Card
  • Offers
  • Benefits
  • Insights
  • Aggregation
  • Platinum
Resources
  • About
  • Changelog
  • Careers
  • Help Center
  • Contact Us
Travel & Perks
  • Best Travel Credit Cards
  • Best Premium Credit Cards
  • Best Airline Credit Cards
  • Best Hotel Credit Cards
  • Best Welcome Offer Credit Cards
Everyday Rewards
  • Best Cash Back Credit Cards
  • Best Restaurants Credit Cards
  • Best Groceries Credit Cards
  • Best Gas & EV Credit Cards
  • Best No-Annual-Fee Credit Cards
Credit & Needs
  • Best Beginner Credit Cards
  • Best Student Credit Cards
  • Best Business Credit Cards

© 2026 MaxRewards. All Rights Reserved.

Terms & ConditionsPrivacy Policy
  1. Credit Cards
  2. Southwest Rapid Rewards® Priority Credit Card
Chase

Southwest Rapid Rewards® Priority Credit Card

The Southwest Rapid Rewards® Priority Credit Card is designed for frequent Southwest flyers who want to elevate their travel experience and reach elite status faster. It pairs elevated rewards on airline purchases with annual credits and perks that easily outweigh the annual fee for loyal Southwest travelers.

Welcome Offer
Earn 90,000 bonus points
Annual Fee
$229
Rec. Credit Score
Good
Good For
Frequent Southwest flyers
Learn MoreEstimate your value
Southwest Rapid Rewards® Priority Credit Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Southwest Rapid Rewards® Priority Credit Card worth it?

This card is great for...

Frequent Southwest flights

Companion Pass progress

A-List status qualification

The Southwest Rapid Rewards® Priority Credit Card easily justifies its $229 annual fee for anyone who flies Southwest multiple times per year. Receiving 7,500 anniversary points every year recovers a large portion of the fee on its own. When combined with inflight discounts and boarding benefits, regular travelers will consistently come out ahead.

This card is also one of the most effective tools for earning the Southwest Companion Pass®, as points earned through spend and the welcome bonus count toward qualification. However, if you only fly Southwest once a year or prefer flexible rewards that can be transferred across multiple airlines, a general travel rewards card may offer better versatility.

MaxRewards

MaxRewards Verdict

The strongest option for dedicated Southwest travelers looking for premium airline perks and faster status qualification, provided you fly the airline often enough to use its benefits.

Welcome Offer

Earn 90,000 bonus points

after spending $3,000 on purchases in the first 3 months from account opening.

Est. Value

$1,170

Required Spend

$3,000

Time Frame

3 Months

Est. Value

$1,170

Required Spend

$3,000

Time Frame

3 Months

Earning

Rewards

Earn Southwest Rapid Rewards points on everyday categories, with the highest earning rates reserved for flight bookings and purchases made directly with Southwest.

CategoryRate

Flights (Southwest Airlines), Inflight Purchases (Southwest Airlines), Gift Cards (Southwest Airlines)

5.2%

Gas Stations, Restaurants

2.6%

All Other Purchases

1.3%

Rewards percent based on a valuation of 1.3¢ per Southwest point

Annual Credits & Perks

Benefits

A suite of practical travel perks, anniversary rewards, and built-in protections help offset the annual fee for frequent passengers.

BenefitAnnual value
$120

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Southwest Rapid Rewards® Priority Credit CardDoorDash non-restaurant promo
Autotracked
$0 of $10Every month

Benefits

Insurance

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.


Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.


Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.


Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.


Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Benefits

Status & Access

Get to A-List status faster

Through 12/31/26, earn 2,500 tier qualifying points (TQPs) toward A‑List status for every $5,000 you spend on purchases each year.


Complimentary DashPass membership

$0 delivery fees on eligible orders from DoorDash and Caviar after activating by 12/31/27.

Benefits

Other

25% back on inflight purchases

Receive 25% back on inflight purchases.


7,500 anniversary points

7,500 anniversary points every year on your Cardmember Anniversary.


Boarding benefit

Cardmembers and up to 8 additional passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.


First checked bag free

First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$229

Purchase APR

19.49% - 27.99%

Variable

Transfer APR

19.49% - 27.99%

Variable

Cash Advance APR

28.74%

Variable

Foreign Transaction Fee

$0

Balance Transfer

Either $5 or 5% of the amount of each transfer, whichever is greater.

Cash Advance

Either $10 or 5% of the amount of each transaction, whichever is greater.

Late Payment

N/A

For rates and fees of Southwest Rapid Rewards® Priority Credit Card, please visit the Chase website.

Table of Contents

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

Learn More

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Recognition

Featured in

  • #3Best Airline Credit CardsView list
  • #12Best Travel Credit CardsView list

Other cards from Chase

See all 49 cards
Sapphire Reserve for Business℠Sapphire Reserve for Business℠
Limited Time Offer

Earn 200,000 bonus points

Worth $3,000

After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

  • 00008xpoints on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
  • 00005xtotal points on Lyft rides through 9/30/27.
  • 00004xpoints on flights & hotels booked direct.

Annual Fee

$795

Rec. Credit

Good

View card details
Air Canada Aeroplan®Air Canada Aeroplan®

115,000 Points

Worth $1,610

After you spend $4,000 on purchases on your new card in your first 3 months of card membership.

  • 00001.4%Everywhere

Annual Fee

$195

Rec. Credit

Excellent

View card details
Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,500

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 00008xpoints on all purchases through Chase Travel℠, including The Edit℠
  • 00004xpoints on flights and hotels booked direct
  • 00003xpoints on dining worldwide

Annual Fee

$795

Rec. Credit

Excellent

View card details