TD Clear

TD Clear is built for someone who wants a very simple card and is not using credit cards to earn rewards. With no points, cash back, or listed perks, it functions more like a basic borrowing tool than an everyday card for maximizing spending value.

Annual Fee

$70

Rec. Credit Score

Excellent

Good For

Simplicity-first borrowers

How to Apply

All information about TD Clear has been collected independently by MaxRewards. TD Clear is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the TD Clear worth it?

This card is great for...

Basic everyday spending

Rewards-free card use

Simple account management

For most readers, TD Clear is hard to recommend as a primary credit card. A $70 annual fee is a meaningful cost on a card that does not offer rewards, a welcome bonus, or listed benefits to help offset it.

This card makes the most sense for someone who specifically wants a stripped-down card experience and does not care about earning anything back on purchases. If your goal is day-to-day spending, building long-term value, or getting useful protections and perks, there are many cards with no annual fee that offer more.

MaxRewards Verdict

TD Clear fits a narrow audience that values simplicity over rewards and benefits. Most cardholders will get better overall value from a no-annual-fee card with at least basic cash back.

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing