40,000 Points
Worth $400
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 2%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
TD Bank
TD Double Up℠
The TD Double Up℠ is built for cardholders who want simple, predictable rewards on everything they buy. It works best as an everyday spending card for someone who would rather earn a solid flat rate everywhere than track rotating categories or travel partners.
Welcome Offer
20,000 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Flat-rate everyday spending
All information about TD Double Up℠ has been collected independently by MaxRewards. TD Double Up℠ is no longer available through MaxRewards.
Is the TD Double Up℠ worth it?
This card is great for...
General everyday purchases
One-card cash-back simplicity
No annual fee rewards
Yes, if your main goal is uncomplicated rewards. A flat 2% return on every purchase with no annual fee is easy to use, easy to understand, and strong enough to make this card a practical choice for groceries, bills, online shopping, and any spending that does not fit neatly into bonus categories on other cards.
The tradeoff is that there is not much beyond the earn rate. If you want travel perks, transfer partners, statement credits, or premium protections, this card will feel bare-bones. Its value comes from straightforward day-to-day rewards, not from extra features. For the right cardholder, that is exactly the point.
MaxRewards Verdict
This is a good fit for someone who wants a no-fuss card for everyday spending and does not want to manage bonus categories. Its main limitation is simple: beyond the flat 2% rewards, there is little else driving value.
Welcome Offer
20,000 Points after you spend $1,500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$200
Required Spend
$1,500
Time Frame
3 Months
Est. Value
$200
Required Spend
$1,500
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
Rewards percent based on a valuation of 1¢ per TD Points point
The rewards setup here is very straightforward: 2x points on every purchase, with TD Points valued like cash back at 1 cent each. That makes this card easy to use as a consistent everyday earner without needing to plan around category bonuses.
CategoryEst. yearly spendRateRewards
Everywhere
Est. yearly spend
Rate2%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from TD Bank
25,000 Miles
Worth $250
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 3%Dining
- 3%Travel
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
20,000 Points
Worth $200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Dining
- 2%Grocery
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Excellent