This card is built for occasional United flyers who want a no-annual-fee card mainly for simple airline-linked spending, not for maximizing everyday rewards. With 1x miles on purchases and no listed travel perks, it works more as a basic way to keep earning MileagePlus miles than as a go-to card for most of your wallet.
All information about United℠ TravelBank has been collected independently by MaxRewards. United℠ TravelBank is no longer available through MaxRewards.
United loyalists avoiding annual fees
No-foreign-transaction-fee spending abroad
Simple MileagePlus earning
For most readers, this is only worth considering if you specifically want a no-annual-fee card tied to United and you value keeping your setup simple. The main draw is straightforward: you earn MileagePlus miles on purchases and pay no foreign transaction fees, which gives it some usefulness for light travel or occasional international spending.
The tradeoff is that there is very little else here. The earning rate is just 1x on purchases, the welcome offer is extremely small, and there are no listed benefits to help the card stand out. If you want stronger everyday rewards, meaningful United perks, or a card that can carry more of your spending, you will likely find better value elsewhere. This card makes the most sense for a narrow audience that wants a basic United-connected card without paying an annual fee.
A reasonable fit for occasional United customers who want a no-fee card and no foreign transaction fees. For most other cardholders, the rewards and perks are too limited to justify regular use.
150 Miles after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
What 150 Miles could be worth, based on how you redeem
Required Spend
$1,000
Time Frame
3 Months
Required Spend
$1,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards percent based on a valuation of 1¢ per MileagePlus mile
The rewards setup is very simple: you earn MileagePlus miles, but only at a flat 1x rate on purchases. That makes this less of a rewards play and more of a basic airline card for light, uncomplicated spending.
Everywhere
Est. Annual Rewards
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Annual Fee
$0
Purchase APR
15.99% - 22.99%
Variable
Transfer APR
15.99% - 22.99%
Variable
Cash Advance APR
24.99%
Variable
Foreign Transaction Fee
None
Balance Transfer
$5
Cash Advance
$10
Late Payment
$39
Return Payment
$39
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 200,000 bonus points
Worth $2,500
After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
Annual Fee
$795
Rec. Credit
Good
Terms apply.
See rates & fees.Earn 100,000 bonus points
Worth $1,250
After you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Rec. Credit
Good
Terms apply.
See rates & fees.Earn 100,000 bonus points
Worth $1,250
After you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee
$795
Rec. Credit
Excellent
Terms apply.
See rates & fees.
