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  1. Credit Cards
  2. United℠ TravelBank
Chase

United℠ TravelBank

The United TravelBank card is a no-annual-fee option designed for occasional United flyers who want a simple way to earn rewards toward future flights. With no foreign transaction fees and flat-rate earning on everyday purchases, it functions as a straightforward, low-maintenance travel card.

Welcome Offer
150 Miles
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Occasional United flyers
Estimate your value
United℠ TravelBank

All information about United℠ TravelBank has been collected independently by MaxRewards. United℠ TravelBank is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the United℠ TravelBank worth it?

This card is great for...

No-fee United rewards

International purchases

For infrequent United travelers who dislike annual fees, this card provides a risk-free entry point into earning rewards for flight purchases. Because it carries no annual fee and waives foreign transaction fees, you can hold it indefinitely without worrying about keeping track of complicated credits or usage thresholds. However, most travelers will find higher overall value elsewhere. Flat-rate cash back cards or mid-tier United cards often yield significantly better returns and offer practical travel perks like free checked bags or priority boarding.

MaxRewards

MaxRewards Verdict

This card works best for casual United travelers seeking no-fee flight savings, though most spenders would do better with a stronger flat-rate card or a feature-rich airline card.

Welcome Offer

150 Miles

after you spend $1,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

$1.95

Required Spend

$1,000

Time Frame

3 Months

Est. Value

$1.95

Required Spend

$1,000

Time Frame

3 Months

Earning

Rewards

Rewards are earned as a flat percentage on everyday spending, allowing you to build up value toward future United flight purchases.

CategoryRate

Everywhere

1.3%

Rewards percent based on a valuation of 1.3¢ per MileagePlus mile

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

15.99% - 22.99%

Variable

Transfer APR

15.99% - 22.99%

Variable

Cash Advance APR

24.99%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$10

Late Payment

$39

Return Payment

$39

For rates and fees of United℠ TravelBank, please visit the Chase website.

Table of Contents

United℠ TravelBank

United℠ TravelBank

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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Sapphire Reserve for Business℠Sapphire Reserve for Business℠
Limited Time Offer

Earn 200,000 bonus points

Worth $3,000

After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

  • 7.5%12%Airline Tickets (Chase Travel), Hotels (Including The Edit) (Chase Travel), Car Rentals (Chase Travel), Cruises (Chase Travel), Activities and Tours (Chase Travel)
  • 7.5%7.5%Lyft Rides
  • 7.5%6%Flights (Booked Direct), Hotels (Booked Direct)

Annual Fee

$795

Rec. Credit

Good

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Air Canada Aeroplan®Air Canada Aeroplan®

115,000 Points

Worth $1,610

After you spend $4,000 on purchases on your new card in your first 3 months of card membership.

  • 7.5%1.4%Everywhere

Annual Fee

$195

Rec. Credit

Excellent

View card details
Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,500

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 7.5%12%Purchases (Chase Travel), The Edit (Chase Travel)
  • 7.5%6%Flights (Booked Direct), Hotels (Booked Direct)
  • 7.5%4.5%Dining (Worldwide)

Annual Fee

$795

Rec. Credit

Excellent

View card details