Wells Fargo Rewards®

The Wells Fargo Rewards card makes the most sense for someone who wants a very simple card with no annual fee and is comfortable earning a flat 1% back in Wells Fargo's rewards program. If your goal is just to put regular spending on one card and earn something back without tracking categories, it does the job.

For most readers, though, this is a hard card to prioritize. A 1% return is easy to beat, even among no-annual-fee cards, and this card does not make up for that with meaningful benefits or a welcome bonus. The 3% foreign transaction fee also makes it a poor fit for international travel. Unless you specifically want a basic Wells Fargo card, you will likely find better long-term value elsewhere.