MaxRewards Logo
  • App
  • Platinum
Sign Up
MaxRewards Logo

Join over 900,000 members maximizing their rewards

Download on Google PlayDownload on the App Store
  • Facebook
  • Instagram
  • TikTok
  • LinkedIn
App
  • Best Card
  • Offers
  • Benefits
  • Insights
  • Aggregation
  • Platinum
Resources
  • About
  • Changelog
  • Careers
  • Help Center
  • Contact Us
Travel & Perks
  • Best Travel Credit Cards
  • Best Premium Credit Cards
  • Best Airline Credit Cards
  • Best Hotel Credit Cards
  • Best Welcome Offer Credit Cards
Everyday Rewards
  • Best Cash Back Credit Cards
  • Best Restaurants Credit Cards
  • Best Groceries Credit Cards
  • Best Gas & EV Credit Cards
  • Best No-Annual-Fee Credit Cards
Credit & Needs
  • Best Beginner Credit Cards
  • Best Student Credit Cards
  • Best Business Credit Cards

© 2026 MaxRewards. All Rights Reserved.

Terms & ConditionsPrivacy Policy
  1. Credit Cards
  2. World of Hyatt Business Credit Card
Chase

World of Hyatt Business Credit Card

The World of Hyatt Business Credit Card is built for businesses that already spend with Hyatt and want to turn that loyalty into more points and faster progress toward elite status. It works best as a hotel-focused business card, not a general travel card, especially if your company can put meaningful spend through its rotating top-category bonus structure.

Welcome Offer
60,000 Bonus Points
Annual Fee
$199
Rec. Credit Score
Good
Good For
Hyatt-loyal businesses
Learn More
World of Hyatt Business Credit Card

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Terms Apply. For rates and fees of World of Hyatt Business Credit Card, please visit the Chase website.

Is the World of Hyatt Business Credit Card worth it?

This card is great for...

Frequent Hyatt stays

Business spend toward elite nights

Quarterly bonus category spending

This card is worth a close look for business owners who stay with Hyatt often enough to use the program well. The strongest case for paying the $199 annual fee is a mix of high-value Hyatt points, automatic Discoverist status, the annual Hyatt statement credits, and the ability to earn tier-qualifying night credits through spending. If your business books Hyatt stays regularly, those pieces can add up in a very practical way.

It is a weaker fit if you want broad travel perks or simple everyday rewards. The bonus categories are flexible, but they depend on your top three spend categories each quarter, which is less predictable than a fixed earnings setup. And while Hyatt points can be very valuable, that value matters most if you actually redeem within Hyatt. For a business that is not especially Hyatt-focused, a more general business travel card will usually make more sense.

MaxRewards

MaxRewards Verdict

A strong fit for businesses that regularly stay at Hyatt and want to earn more Hyatt points while spending toward status. If Hyatt is not your main hotel brand, the card's value drops off quickly.

Welcome Offer

60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

≈ $360–$930

What 60,000 Points could be worth, based on how you redeem

  • Free Night Awards (hotel stays)
    Fixed award chart (Categories 1-8, five price tiers: Lowest to Top); from 3,000 points
    ≈ $930
    ≈ 1.55¢ per point
  • FIND Experiences
    From about 1,000 points or roughly $15
    $840
    1.4¢ per point
  • Airline transfers
    2.5:1 (5,000 points = 2,000 miles); 5,000-point minimum
    $360
    0.6¢ per point

Required Spend

$5,000

Time Frame

3 Months

Required Spend

$5,000

Time Frame

3 Months

What's your average monthly spend?

$1,700

You should easily hit the bonus threshold with this spend!

Rewards

Rewards percent based on a valuation of 1.5¢ per Hyatt point

This card earns in World of Hyatt points, so the rewards story is really about whether your business will use Hyatt stays and redemptions often. The standout return is on Hyatt purchases, while the quarterly top-three category feature can add useful bonus earnings for businesses with recurring operating expenses in eligible categories.

CategoryEst. yearly spendRateRewards

Qualifying Purchases (Hyatt Hotels), Eligible Purchases (World of Hyatt)

Est. yearly spend
Rate13.5%
Rewards$0

Fitness Club Memberships, Gym Memberships

Est. yearly spend
Rate3%
Rewards$0

Top Three Spend Categories (Each Quarter)

Est. yearly spend
Rate3%
Rewards$0

All Other Purchases

Est. yearly spend
Rate1.5%
Rewards$0

Est. Annual Rewards

$0

Benefits

$0 / $60,140
|

The practical value here comes from a few straightforward perks rather than a long list of credits. The annual Hyatt statement credits and status-related benefits do the most to offset the annual fee, especially for businesses that already book Hyatt stays.

Enrollment is required for select benefits

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
World of Hyatt Business Credit CardReceive 5 tier qualifying night credits for each $10K in spend
Autotracked
$0 of $10,000Every 12 months

Insurance

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.


Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.


Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.


Travel and Emergency Assistance

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained).


Trip Cancellation and Interruption Insurance

You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Status & Access

Automatic Discoverist status

Enjoy Discoverist status in World of Hyatt as long as your card is open. Plus give the gift of Discoverist Status up to 5 employees.

Other

Auto Rental Coverage

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Rates & Fees

Annual Fee

$199

Purchase APR

19.24% - 27.74%

Variable

Transfer APR

19.24% - 27.74%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$15

Late Payment

None

For rates and fees of World of Hyatt Business Credit Card, please visit the Chase website.

Table of Contents

World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

Learn More

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from Chase

See all 45 cards
Sapphire Reserve for Business℠Sapphire Reserve for Business℠

Earn 200,000 bonus points

Worth $2,500

After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

  • 6.25%10%Airline Tickets (Chase Travel), Hotels (Including The Edit) (Chase Travel), Car Rentals (Chase Travel), Cruises (Chase Travel), Activities and Tours (Chase Travel)
  • 6.25%6.25%Lyft Rides
  • 6.25%5%Flights (Booked Direct), Hotels (Booked Direct)

Annual Fee

$795

Rec. Credit

Good

See DetailsLearn More

Terms apply.

See rates & fees.
Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Earn 100,000 bonus points

Worth $1,250

After you spend $5,000 on purchases in the first 3 months from account opening.

  • 6.25%6.25%Travel (Chase Travel)
  • 6.25%3.75%Dining
  • 6.25%3.75%Gas, EV Charging

Annual Fee

$95

Rec. Credit

Good

See DetailsLearn More

Terms apply.

See rates & fees.
Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,250

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 6.25%10%Purchases (Chase Travel), The Edit (Chase Travel)
  • 6.25%5%Flights (Booked Direct), Hotels (Booked Direct)
  • 6.25%3.75%Dining (Worldwide)

Annual Fee

$795

Rec. Credit

Excellent

See DetailsLearn More

Terms apply.

See rates & fees.
World of Hyatt Business Credit Card
Learn More