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  1. Credit Cards
  2. World of Hyatt Business Credit Card
Chase

World of Hyatt Business Credit Card

Built for business owners who frequently stay at Hyatt properties, the World of Hyatt Business Credit Card pairs accelerated points earning on hotel stays with adaptive business bonus categories. It serves as a targeted tool to fast-track Hyatt elite status through company expenses.

Welcome Offer
70,000 Bonus Points
Annual Fee
$199
Rec. Credit Score
Good
Good For
Business Hyatt loyalists
Learn MoreEstimate your value
World of Hyatt Business Credit Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the World of Hyatt Business Credit Card worth it?

This card is great for...

Frequent Hyatt stays

Fast-tracking elite status

Flexible business category spending

For business owners who regularly book Hyatt stays, the $199 annual fee is easy to offset. The annual $100 Hyatt statement credit cuts the net cost in half right away, provided you make two separate Hyatt purchases of $50 or more. The real draw is the ability to earn 2x bonus points across your top three spending categories each quarter automatically, alongside 4x points on Hyatt purchases.

The card is especially valuable if you want to spend your way toward top-tier Hyatt status, offering 5 tier-qualifying nights for every $10,000 in spend. However, casual travelers who do not spend heavily or who want an annual free night certificate out of the box may be better served by the consumer version of the card or a general travel business card.

MaxRewards

MaxRewards Verdict

The World of Hyatt Business Credit Card is a strong fit for business owners who want to earn valuable hotel points and spend toward higher Hyatt status. However, businesses with lower annual spend or infrequent Hyatt stays may find limited value relative to the $199 fee.

Welcome Offer

70,000 Bonus Points

after you spend $7,000 on purchases in your first 3 months from account opening.

Est. Value

$1,050

Required Spend

$7,000

Time Frame

3 Months

Est. Value

$1,050

Required Spend

$7,000

Time Frame

3 Months

Earning

Rewards

Earning World of Hyatt points gives you access to one of the most valuable hotel rewards currencies available. The card automatically rewards your actual spending habits by giving higher multipliers on your top three business categories each quarter.

CategoryRate

Qualifying Purchases (Hyatt Hotels), Eligible Purchases (World of Hyatt)

13.5%

Fitness Club Memberships, Gym Memberships

3%

Top Three Spend Categories (Each Quarter)

3%

All Other Purchases

1.5%

Rewards percent based on a valuation of 1.5¢ per Hyatt point

Annual Credits & Perks

Benefits

In addition to point earnings, the card provides built-in statement credits, primary auto rental coverage for business trips, and employee status gifting benefits.

BenefitAnnual value
$50,000
$10,000
$100

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
World of Hyatt Business Credit CardReceive 5 tier qualifying night credits for each $10K in spend
Autotracked
$0 of $10,000Every 12 months

Benefits

Insurance

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.


Auto Rental Coverage

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.


Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.


Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.


Travel and Emergency Assistance

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained).

Benefits

Status & Access

Automatic Discoverist status

Enjoy Discoverist status in World of Hyatt as long as your card is open. Plus give the gift of Discoverist Status up to 5 employees.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$199

Purchase APR

19.24% - 27.74%

Variable

Transfer APR

19.24% - 27.74%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5

Cash Advance

$15

Late Payment

None

For rates and fees of World of Hyatt Business Credit Card, please visit the Chase website.

Table of Contents

World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

Learn More

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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Sapphire Reserve for Business℠Sapphire Reserve for Business℠
Limited Time Offer

Earn 200,000 bonus points

Worth $3,000

After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

  • 7.5%12%Airline Tickets (Chase Travel), Hotels (Including The Edit) (Chase Travel), Car Rentals (Chase Travel), Cruises (Chase Travel), Activities and Tours (Chase Travel)
  • 7.5%7.5%Lyft Rides
  • 7.5%6%Flights (Booked Direct), Hotels (Booked Direct)

Annual Fee

$795

Rec. Credit

Good

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Chase Sapphire Reserve®Chase Sapphire Reserve®

Earn 100,000 bonus points

Worth $1,500

After you spend $6,000 on purchases in the first 3 months from account opening.

  • 7.5%12%Purchases (Chase Travel), The Edit (Chase Travel)
  • 7.5%6%Flights (Booked Direct), Hotels (Booked Direct)
  • 7.5%4.5%Dining (Worldwide)

Annual Fee

$795

Rec. Credit

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Ink Business Preferred® Credit CardInk Business Preferred® Credit Card

Earn 100,000 bonus points

Worth $1,500

After you spend $8,000 on purchases in the first 3 months from account opening.

  • 7.5%4.5%Travel, Shipping Purchases, Internet, Cable and Phone Services, Advertising (Social Media Sites and Search Engines)
  • 7.5%1.5%All Other Purchases

Annual Fee

$95

Rec. Credit

Good

View card details