80,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 4.5%Alaska Air
- 4.5%Hawaiian Air
- 3%EV Charging
Annual Fee
$95
Rec. Credit
Excellent
Bank of America
Air France KLM Visa Signature®
This card is built for travelers who want to earn Flying Blue points through dining and Air France, KLM, or SkyTeam-related airfare, without stepping up to a high annual fee. It works best as a lower-cost airline rewards card for occasional international travelers, not as a do-everything everyday card.
Welcome Offer
50,000 Points
Annual Fee
$89
Rec. Credit Score
Good
Good For
Flying Blue travelers
All information about Air France KLM Visa Signature® has been collected independently by MaxRewards. Air France KLM Visa Signature® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Air France KLM Visa Signature® worth it?
This card is great for...
Air France and KLM flights
Dining purchases
Low-fee airline points earning
The Air France KLM Visa Signature can make sense if you already use Flying Blue or plan to redeem with Air France, KLM, or partner airlines and want an inexpensive way to build that balance. The strongest ongoing value is straightforward: 3x points on eligible airline purchases and dining, plus a solid 1.5x points on everything else, which is better than the 1x floor many airline cards offer.
The tradeoff is that this is a fairly simple card. With no listed statement credits, travel perks, or other fee-offsetting benefits, most of the value has to come from the rewards themselves and from whether Flying Blue points fit how you travel. If you want lounge access, free checked bags, or premium travel protections, this card will likely feel light for the fee. If your goal is simply earning Flying Blue points at a reasonable cost, it is a more natural fit.
MaxRewards Verdict
A sensible pick for travelers who specifically want Flying Blue points and prefer a modest annual fee. Its main limitation is that the value depends heavily on the rewards program, since the card does not bring much in the way of extra benefits.
Welcome Offer
50,000 Points
after you spend $2,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$500
Required Spend
$2,000
Time Frame
3 Months
Est. Value
$500
Required Spend
$2,000
Time Frame
3 Months
Earning
Rewards
This card earns Flying Blue points, with its best rates on airline purchases and dining, then a better-than-basic return on other spending. The key question is not just how many points you earn, but whether you are likely to use them for Air France, KLM, or partner award travel.
CategoryRate
Delta Air
3%
Dining
3%
Everywhere
1.5%
Rewards percent based on a valuation of 1¢ per BoA point
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$89
Purchase APR
19.49% - 27.49%
Variable
Transfer APR
19.49% - 27.49%
Variable
Cash Advance APR
29.24%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of America
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95,000 Points
Worth $950
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Sonesta
- 2%Airline
- 2%Dining
Annual Fee
$75
Rec. Credit
Good
60,000 Points
Worth $900
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$50
Rec. Credit
Excellent